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IVA Questions

Hello, me again! People who are thinking of rushing into BR or an IVA should read my posts, because ALL the advice the wonderful people on here give us, is spot on....TAKE YOUR TIME!

My OH & I were all ready to go BR, then a change in circumstances with my OH & now I am going BR & OH is looking at an IVA, so we now have ?'s about IVA.

How is the I&E worked out with my possible IPA & my OH IVA?

OH is a sole trader, is an IVA OK with that?

An independent IP or a charity reccommended one?

Have had one chat with the BDL & they have been quite helpful, however felt I was being pushed towards using one of the IP's they use.

Generally speaking, how long does an IVA take from finding an IP to start paying?

I have read that IVA payments are quarterly, does that mean your first payment will be 3 months worth of the arranged amount?

I think that will do for now, I'm sure I will be back!

Thanks again.:)

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