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Cheap way to fund property short term?

Im interested in purchasing a property I have found. This would be my second property, the first is owned out right. I would want to move in to the new property and would rent out my current one.


Some background. I am about to inherit, once the estate is sorted, I will have more than sufficient funds to pay for the new purchase out right.


Whats the cheapest way to fund the purchase short term? I have a 30k deposit available and the new house price around 140k.


Would I be able to apply for a mortgage with no early repayment charge say over 15 years, then repay within the next 12 months?

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