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New employer & mortgage chances -Advice please

Hi all

We've had an offer on a SO property accepted but I'm concerned I won't get the mortgage as I've just started a 'new' job.
I was employed by a company for over 5 years but left in Sept 2012 for a different company but have just re-joined (beginning of November)
I have a DIP from Oct 2013 based on my previous employment but I have adjusted the share I will be buying so will need to start my application from scratch.
Can anyone advise me what my chances are of getting an offer or how i can improve my chances. LTV is 90% & I do have a 6 month probationary period in my contract even though I am a returnee, current lender I've been dealing with is Leeds BS. I Have a consistent employment record and a high credit score with Experian.

Any help appreciated

Comments

  • ACG
    ACG Posts: 24,772 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    According to leeds:
    Applicants must:
     Be in permanent full or part-time employment.
     Have been in employment continuously for the last 6 months (including the
    probationary period).

    http://www.leedsbuildingsociety.co.uk/introducers/pdf/standard-intermediary-lending-criteria.pdf

    Looks like you should be ok as it says continuous employment, it doesnt say in current job or with current employer.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • That's great, I did read that criteria but mis-read it as meaning with current employer which as you say it doesn't mention. Fingers crossed I get the offer.
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