any body got any advice on using charles

sapman17

any body got any advice on using charles derby as I have asked
them to see if the charges are to high on my 2 small pensions I have have with friends life and aviva and they will show me if anywhere else can do any better and aviva have warned me against predators stalking my pension help much appreciated.

bmm78

They are a regulated firm of Financial Advisers. Pension liberation fraud is a completely different issue, and not something you should have any need to worry about with an authorised firm.

Being regulated doesn't guarantee quality advice, but if the proverbial does hit the fan you have the extra layer of protection provided by the Financial Ombudsman Service and Financial Services Compensation Scheme.

M.R.W.

Hi, as per the above post the 'Predators stalk your pension' campaign (which comes with a snazzy poster of a scorpion) is to warn against pension liberation, which isn't an issue that will involve Charles Derby.

Their analysis of your pensions shouldn't just cover the charges, as a high charge is not unreasonable if you are getting good investment performance (i.e. price and value are different things!). So make sure they see how your funds are doing too.

And if they do recommend a transfer to a pension with lower charges then check that their fee for advice and administration doesn't offset any gain!

Matt