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Growing Up diary

queenidiot
queenidiot Posts: 4 Newbie
edited 31 March 2014 at 3:22PM in Debt free diaries
Right, here goes.

Comments

  • Domayne
    Domayne Posts: 623 Forumite
    Debt-free and Proud!
    Happy new diary queenidiot! (LOVE your username :D I'm an idiot too!)
    Sorry you haven't had the most successful week so far but what I've learnt is that this money saving thing is a learning curve and nobody becomes perfect at it right away :) At least I know I definitely haven't :rotfl: Probably never will actually...
    Maybe post up your SOA and people here can help you out in areas you could save on, Its much easier for a stranger to look at your finances more objectively than yourself!
    I will subscribe to your diary and look forward to reading more :)
    Saved so far - £28,890.97
    ~Selfish is the name that the jealous give to the free~
    Save 12k in 2019 #18 £5,489.43/12000
  • Ooh queenidiot I think we have a lot in common spending problems wise, I will definitely be following your diary and I really should start my own too!

    Best of luck!
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22 Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08 MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260 Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You're not the only one. I have a weakness for gigs, holidays and nice hair. Trying to hard to curb these habits. Just last January I seemed to be freaking out whether I could even make the minimum payments on my credit cards and realised couldn't carry on like that. Sleepless nights, have reduced them but would have been lower but needed a new front door last month. Hoping to clear another 1k before xmas.:j

    Good luck on your journey, made the first step now we will all be watching:rotfl:NO PRESSURE:rotfl:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • queenidiot wrote: »
    Hello Domayne! :hello:

    Hello Broke Kitty! :hello:

    Aww, thank you for stopping by and reading, it's nice to know I'm not talking to myself! And it will definitely help keep me on the straight and narrow. In fact, it's already working as I've been super good this week and not made any unnecessary purchases AT ALL :) The idea of having to confess them on the internet is really making me think twice before I spend ;)

    Going to see if I can figure out how to subscribe to your diaries x
    It really is so helpful having to fess up, I find! On here and in real life.
    Calling14 wrote: »
    You're not the only one. I have a weakness for gigs, holidays and nice hair. Trying to hard to curb these habits. Just last January I seemed to be freaking out whether I could even make the minimum payments on my credit cards and realised couldn't carry on like that. Sleepless nights, have reduced them but would have been lower but needed a new front door last month. Hoping to clear another 1k before xmas.:j

    Good luck on your journey, made the first step now we will all be watching:rotfl:NO PRESSURE:rotfl:
    Wow, £1k before Xmas is an impressive goal! Good luck!
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22 Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08 MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260 Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It really is so helpful having to fess up, I find! On here and in real life.

    Wow, £1k before Xmas is an impressive goal! Good luck!

    Or stupid, putting a lot of pressure on me. I have a lodger at the moment so that will help towards my goal. Even tho keep thinking how nice it would be to treat myself to highlights and get my hair cut.

    Well thanks going to crack on with debt busting Broke Kitty and look like a scarecrow all Xmas :(
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • skint_spice
    skint_spice Posts: 13,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't think a garden fence counts in same category as highlights - surely not?:eek:

    Good luck in reaching your goal:D
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Calling14 wrote: »
    Or stupid, putting a lot of pressure on me. I have a lodger at the moment so that will help towards my goal. Even tho keep thinking how nice it would be to treat myself to highlights and get my hair cut.

    Well thanks going to crack on with debt busting Broke Kitty and look like a scarecrow all Xmas :(
    Ooh tell me about it, I'm very unhappy with my hair at the moment but fixing it is expensive and stressful! I'm learning different ways to style it so I can learn to live with it til it grows out at the moment. Maybe have a play around :)
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22 Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08 MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260 Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooh tell me about it, I'm very unhappy with my hair at the moment but fixing it is expensive and stressful! I'm learning different ways to style it so I can learn to live with it til it grows out at the moment. Maybe have a play around :)

    Tonight will play twisting mine into spirals whilst wet and see how it works out. Naturally curly anyway just like it looking neater:rotfl:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Domayne
    Domayne Posts: 623 Forumite
    Debt-free and Proud!
    Hi queen! - I'm glad my comment helped you in some way and its great to hear that you are doing well on not purchasing crap! :j Hope you have still been managing to stick to this as I know the DFW track is long and boring :rotfl:
    Saved so far - £28,890.97
    ~Selfish is the name that the jealous give to the free~
    Save 12k in 2019 #18 £5,489.43/12000
  • Domayne
    Domayne Posts: 623 Forumite
    Debt-free and Proud!
    Hi Queen :hello:
    How is the £50 a week cash spending budget going? Are you managing to stick to this? Don't beat yourself up too much if you stumble a few times in the beginning - you learn by experience and hopefully realizing where your going wrong so you pick yourself up, dust yourself off and try again :D Plus what works for one person will fail miserably for another, you have to work out what's in your own best interests!

    ~ Dom
    Saved so far - £28,890.97
    ~Selfish is the name that the jealous give to the free~
    Save 12k in 2019 #18 £5,489.43/12000
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