We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I'm looking for a special mortgage to buy an-ex council property.
Comments
-
Was the valuer an employee of the bank or independent?
If it was an independent valuation, the valuer will be able to tell you which lenders will lend on that type of property.
Give them a call
JoeK
My financial advisor said I only could get a subprime... The rates are really bat and I need to pay 11 month interests in I leave them within the first 6 years.. how bad is that!!!!
:-(
Greg0 -
It sounds like you need a second opinionI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
-
See another whole of market mortgage adviser and ask them if they can find a better lender and a cheaper product.
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0 -
What do you mean?
It does not sound like you have been getting fantastic service, if one minute you can't get the mortgage agreed because of the build type, and then all of a sudden you are sub prime and locked in with hefty penalties
Have a word with another fee free whole of market adviser and see what kind of deals they can find for you
HTHI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi
Have a look at Martin's guide to mortgages and re-mortgages. :money:
We are in the process of re-mortgaging and are using London and Country for the second time. http://www.lcplc.co.uk/
Always found them to be excellent and they are whole of market (except the very few that wont use brokers)
Hope this helps
MagsyB
Oh have to warn that they are telephone based so you dont get to have a face to face with them - it suits us and no its not cos I is u-g-l-y
0 -
Give your local colley's / countrywide / eserve surveyor a call.
They will tell you if they have said the buidling is fit for mortgage purposes. You can present the answers to a whole of market broker and they will go from there.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards