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shared mortgage with credit problems
s1h
Posts: 491 Forumite
Myself and 3 friends looking to buy a place, 2 or 3 of us dont have brilliant credit ratings. We have regularly missed payments on credit cards and 1 of us has 1 or it might be 2 satisfied defaults.
Can we get a mortgage? Who should we be looking at ie what company? What kind of deposit would we need and what kind of rates would we be looking at.
Can we get a mortgage? Who should we be looking at ie what company? What kind of deposit would we need and what kind of rates would we be looking at.
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Comments
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get your credit files from https://www.experian.co.uk
when you have them go and speak to a professional as you need to all decide on what products and types of mortgages you want. The professional will the help you find the right lenderI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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