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Nationwide Save to Buy Advice
devildolly5
Posts: 287 Forumite
Hi All
I have a question about Nationwide Save to Buy.
OH and I are applying for a £237K mortgage with a 5% deposit with the Nationwide Save to buy scheme on Saturday. We already have a DIP from them. At the time, I asked if we get credit checked again when we do the full application and was told we dont, as they have done this at the DIP stage, which involved payslips, P60, ingoings, outgoings etc.
Has anyone had experience of applying for this mortgage, and can give me an idea of what we should expect.
Should we be reasonably confident that we passed the credit check if they dont do another one?
Thanks all
I have a question about Nationwide Save to Buy.
OH and I are applying for a £237K mortgage with a 5% deposit with the Nationwide Save to buy scheme on Saturday. We already have a DIP from them. At the time, I asked if we get credit checked again when we do the full application and was told we dont, as they have done this at the DIP stage, which involved payslips, P60, ingoings, outgoings etc.
Has anyone had experience of applying for this mortgage, and can give me an idea of what we should expect.
Should we be reasonably confident that we passed the credit check if they dont do another one?
Thanks all
0
Comments
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A full credit check will be conducted via the various agencies at the time of application. To ensure that the information you provide marries up to the information on record and that there no skeletons in the cupboard so to speak.0
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If it's more than three months between the two, you'll be re-checked.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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