Chasing letter but not the usual

markaz

Hi all

I've had a letter from a DCA addressed to me but with an AKA in the title e.g.

Dear Mr X Smith AKA Mr Y Smith

Whereas both surnames are the same but forenames differ.

The letter states that payments towards an outstanding judgement debt have not been paid for some considerable time.

I know nothing of this debt and outstanding CCJ. Would the normal "prove it" letter be applicable in this case?

Thanks in advance!

Tixy

Are you Mr 'X'?

Sounds like there is a mistaken alias for you, might be worth checking your credit files to see if this mistaken alias and related debt appear on them.

Yes I would send the normal prove it letter, I may add in a line to state that the you have never been known as Mr Y or used that name for any financial matters (assuming you haven't).

markaz

Hi Tixy

Yes I am Mr X but not Mr Y.

Also the CCJ was issued in a location I've never lived near, not sure if this is relevant?

Thanks

Tixy

Not really, if the defendant didn't ask for the hearing to take place at their local court then the CCJ could be issued in the court nearest to the creditor or, more likely, Northampton.

markaz

I see thanks. Is the prove it letter not more aimed at "its not my debt, prove it" whereas my situation a debt has already been proved its just not mine?

Sorry I just don't want to say something wrong that can then be held against me