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Estate Agent - Requesting Documents

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Comments

  • pjread
    pjread Posts: 1,106 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As others have said, this really sounds like a play and their job is to secure as high a price as they can.

    Personally I got a seperate AIP online for the exact offer value I put in and sent them that. If I'd shown the existing one that was ~15% higher I'm fairly sure they would have tried it on more. If they'd asked to see bank statements I would have refused.
  • melj16
    melj16 Posts: 158 Forumite
    Ninth Anniversary Combo Breaker
    edited 12 November 2013 at 6:16PM
    ValHaller wrote: »
    Far from normal practice. It might be something some agents get away with more than they should.
    • Funds should not be proven until an offer is accepted
    • Best for to prove funds to your own solicitor and the solicitor to confirm to the agent


    As i have said.....once a price has been agreed. If the original poster is 'currently buying' the property, then I would imagine a price HAS already been agreed. therefore normal practice for the EA to need proof of funds.
  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    melj16 wrote: »
    As i have said.....once a price has been agreed. If the original poster is 'currently buying' the property, then I would imagine a price HAS already been agreed. therefore normal practice for the EA to need proof of funds.
    Which can be done via the buyer's solicitor or Mortgage Advisor..

    It is not normal - nor even acceptable for the EA to expect to see the buyer's personal financial information.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
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