Legal fee payable to your conveyancer

ging84

I have been looking through all my paper for my house purchase
What i am not quite able to understand is the section on my mortgage offer It is on section 8 of the FKI form Labelled other fees.
It's a Halifax mortgage
The section is labelled; Legals fees which are payable to your conveyancer before the mortgage starts.
The figure quoted here is an estimate of the costs of the work done. The total legal fees may be higher. This fee is not refundable

The fee is indicated to be £159.80 which seems a bit specific for an estimated cost.

I found some information about this on this website section 9
http://moneyfacts.co.uk/guides/mortgages/what-fees-do-i-need-to-pay/

but i still don't understand it, I have a full cost on my conveyancing quote, It has a breakdown of costs, but nothing which looks like it relates to the mortgage specifically, so i can't figure out if this is part of the main legal fee which is around £600 or if it will be on top of this, and is not part of the conveyancing quote because it's considered part of the mortgage.

the KFI form is meant to make things clearer, but this couldn't be any less clear.

kingstreet

It's included in the fee you've been quoted by your solicitor, but as it is work done for the lender at your expense, it forms part of the APR and has to be listed separately.

Another example of the APR system not suiting mortgage lending in any way, shape or form. Same as assuming the standard variable, or other "follow-on" rate remains the same for the rest of the mortgage term.