removing default notices

vickyb

hi there im hoping someone can give me some advice, ive stupidly got 2 default notices on my experian credit file but both are now stating default but 'satisfied'.Does anyone know if you can get the 'default' removed and just have it stating 'satisfied'? as i know it can stay defaulted on your file for 6 years.
many thanx vicky

vickyb

i actually thought that id heard years ago that you could pay the companies money to get them removed but im not sure if this is true or not.Any tips or advice would be greatly appreciated.
many thanx vicky

TAG

AFAIK the only people that could remove a default from your credit file is the company that put it there in the first place. The likelihood of that is very very remote.

It will stay on your file for 6 years from the date of default.

TAG

You should probably post this on the DFW Board. You should get more response/advice there.

babycakes666

Hello,

I thought u could go to your local court and they will issue you with a form to clear defaults once they have been satisfied.
Might be worth giving them a quick call.

vickyb

thanx everyone for your advice im pretty much new to all this kind of stuff and dont have a clue where to start,oh nearly forgot 'TAG' whats the dfw board? many thanx vicky

jonesMUFCforever

babycakes666 wrote: »

Hello,

I thought u could go to your local court and they will issue you with a form to clear defaults once they have been satisfied.
Might be worth giving them a quick call.

You can get a certificate of satisfaction but it will still show on your credit file as a default - satisfied, for 6 years, UNLESS it was issued as an error whereby you can ask for its removal.