Co-op Unauthorized Overdraft Debt

sourcrates

Woa there, hang fire, before you get carried away with this, your jumping the gun a bit here, Inform the coop of your situation, in detail, explaining your financial position, and that this debt is causing you financial hardship, do it in writing and the chances are they will wave the charges altogether, or at least a portion of them, especially if this is the first time you have been overdrawn, always write, never email or speak to them on the phone, its amazing the power of the written word sometimes, the old adage "dont ask, don't get" applies very aptly here, give it a go, and don't worry yourself about it, its a big deal to you I know, but in the scheme of things your a small fish in a very big pond.
Banks will regularly wave accumulated charges at least once a year, if you ask them, you have to ask, they wont do it if you don't.