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Non Standard Mortgages
cfcgirl
Posts: 3 Newbie
Can anyone tell me if there are still non standard mortgages available.
My partner has a poor credit history, non guaranteed overtime but a high LTV...any chance he could get a mortgage ?
Thx
My partner has a poor credit history, non guaranteed overtime but a high LTV...any chance he could get a mortgage ?
Thx
0
Comments
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What exactly is the poor credit?
Defaults, judgments, late/missed payments?
If so, how much and date of registration?
What is visible on each version of his credit file? Don't know, order all three?
Equifax
https://www.econsumer.equifax.co.uk/consumer/uk/order.ehtml?prod_cd=UKSCR
Experian
http://www.experian.co.uk/consumer/statutory-report.html#orderReport
CallCredit
https://www.callcredit.co.uk/stat-report-online/index.php?action=basket_add&tpl=setRegister&package=63&amount=1&mode=clear
What is your definition of "high LTV?"I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Missed payments on credit cards...cards now been stopped and hes paying them off slowly. No judgements / iva's.
Current LTV is 36%...sorry that should have read low LTV0
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