Employment FDilemma

secretposter

Marybelle, thank you for your very patronising response. You are jumping to a lot of assumptions aren't you. May I ask what you are doing online at a time when you would assume to be at work? Furthermore I have almost 2 years experience in accountancy functions as well as being part qualified due to the modules I studied at uni. When did I say I expected to get all the interesting work? The only reason I have gone down this route is because it is something I did well in from a young age. What I'm trying to establish is, do I want to spend the next 50 years of my life doing something I detest ?

marybelle01

secretposter wrote: »

Marybelle, thank you for your very patronising response. You are jumping to a lot of assumptions aren't you. May I ask what you are doing online at a time when you would assume to be at work? Furthermore I have almost 2 years experience in accountancy functions as well as being part qualified due to the modules I studied at uni. When did I say I expected to get all the interesting work? The only reason I have gone down this route is because it is something I did well in from a young age. What I'm trying to establish is, do I want to spend the next 50 years of my life doing something I detest ?

No assumptions.
(a) You said you are at work "now" (i.e. at the time of posting). I was giving you a warning before you become another of the "my employer sacked me for being on the internet" posters - of which this site has many such posts.

(b) I am on leave, not at work. For your information I have nine weeks leave, completing the first week of December. Now who is making assumptions?

(c) You may consider that your previous two years and part-qualifications means that you are better than the work you have been given. This is the job you have, and you have six months experience and that is what you employer is looking at. You have said yourself that you are required to prove yourself during your probation in order to continue onto professional training. As Heretolearn pointed out, all of that past did not make you the best candidate for the other roles you say you would have preferred. Everyone has to work their way up in whatever field they choose, and yours in no different.



Fair enough if you detest the work, fine. So you detested it for the previous two years when you were were gaining experience in accountancy? Or during your studies? Sorry, but unless it has taken you a very long time to work out that you detest accountancy, then I have to wonder what is going on here. You seem to have a real issue about the fact that you didn't get the better paid jobs in accountancy that you applied for; you are annoyed that people you went to university with are now being paid more than you despite being no smarter than you (your words - and being paid more now doesn't mean that situation will last for ever); and you really want to work in a field that could, in fact, be very damaging to you, and this is a fact you know because you are already suffering from the effects of that.

You asked for opinions, but clearly you don't want them. So I'm out.

secretposter

I thought I would provide an update to those who are interested. I appreciate your comments and advice.

I had the interview this past week which I think went well, unfortunately I have to wait until the end of the month to find out the outcome as they are interviewing for a couple more weeks.

I have managed to pay off the payday loan debts so now I am just going to be paying off Credit Card slowly as well as moving away from my overdraft gradually. I am going to be tight for money for the next few months as I will be bringing in little more than my outgoings (not ideal over christmas period). Here is a rough breakdown of my current financial situation on a monthly basis:

Income £1200 p/m

Rent £365
Bills £130
Loan £206
Credit Card £70 ish (barely above the minimum)
Food £130?
Gym £20
Mobile £40

So this is around £1000 when taking into account unexpected costs etc. Leaving me with around £200 a month to pay for anything else I do. £50 a week seems far too little to live on to me, I could probably get by on I would have little or no social life and be unable to do much with my girlfriend. And of course, there is always the problem of gambling lurking in mind.

The way I see it, if I were to be offered the job I interviewed for I would bring home an extra £300-400 a month leaving me with around £600 disposable which would be more than enough. The only problem is, as you say, it would be within an industry that could lure me into gambling.

How much do you think is a good amount to have disposable. I would love to be able to put away £150-200 per month into a savings account as I realise I am getting older and I am going to want to purchase a place of my own at some point, but of course this is not possible at the moment.

Appreciate any comments or advice. Thanks for reading

saintjammyswine

You say you appreciate any comments so here we go with just a couple.

Stop spending £20 on the gym and walk/jog.
Stop spending £40 on the mobile and get a cheaper PAYG and use it less.
£50 a week after all bills & food is enough to live on if you accept you are in the early stages of a career and building something for the future meaning you will have little social life for a while.
Your choice, get paid low amounts and live within it for the prospect of a very healthy future. Or don't.

secretposter

saintjammyswine wrote: »

You say you appreciate any comments so here we go with just a couple.

Stop spending £20 on the gym and walk/jog.
Stop spending £40 on the mobile and get a cheaper PAYG and use it less.
£50 a week after all bills & food is enough to live on if you accept you are in the early stages of a career and building something for the future meaning you will have little social life for a while.
Your choice, get paid low amounts and live within it for the prospect of a very healthy future. Or don't.

Thanks. The gym one is obvious but it is something I enjoy and it is something I can do 24/7 (and actually can use when a gambling urge rises). I don't think £5 a week is a lot.

With regards to the phone I would like to change to a lower cost one but how do I go about doing this if I am in a 2 year contract?

Savvy_Sue

saintjammyswine wrote: »

You say you appreciate any comments so here we go with just a couple.

Stop spending £20 on the gym and walk/jog.
Stop spending £40 on the mobile and get a cheaper PAYG and use it less.
£50 a week after all bills & food is enough to live on if you accept you are in the early stages of a career and building something for the future meaning you will have little social life for a while.
Your choice, get paid low amounts and live within it for the prospect of a very healthy future. Or don't.

I tend to agree, although given what you say about the gym and its excellent price, you might want to hang onto that.

But wrt the phone, I have sons roughly the same age as the OP, and they both get by with about £10 per month on mobiles, one on PAYG and the other on GiffGaff. Healthy social lives, although they probably prefer text to actual conversation. sp, get onto your mobile provider and ask about changing contract, how far into it are you? Martin has an article on haggling over contracts here.

But if you think £50 a week 'free' money isn't really enough, you need to work with your girlfriend to find things which don't cost a lot of money: surely spending time with each other is better than throwing money at each other? Your local council is likely to have listings of 'free' things to do, cooking together can be fun, watching and re-watching each other's favourite DVDs etc ...

pawsies

16k is not a rubbish wage. Try minimum wage. Thousands of people live on it and get by so having 4k extra a year will easily pay off debts so you can start saving.

Cut down on outgoings.

smartpicture

Or get a second job for a while.

Laurajo_2

Does your firm have a tax department? Lots of overtime there if your firm pays it and another string to your bow, plus a taste of a different work environment.

Annisele

secretposter wrote: »

So this is around £1000 when taking into account unexpected costs etc. Leaving me with around £200 a month to pay for anything else I do. £50 a week seems far too little to live on to me, I could probably get by on I would have little or no social life and be unable to do much with my girlfriend.

I'm going to say something really nitpicky - but if money really is tight, it might help.

You say you have £200 a month to live on after your fixed costs. That isn't £50 a week - it's more like £46 a week (because there are more than 28 days in an average month).

If you spend £50 a week when you only have £200 a month, then at the end of the year just doing that will take you £200 overdrawn.