Wednesday 6th November - What small DFW things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

Morning up with the larks again (read dgd!) hurrah half way through the working week :j

josie good to see you back on here!

SFTM glad your holiday was good fun

La E give us an update!

Things for today:
* checked banking
* updated spreadsheet
* checked cc - all payments registered
* all meals from stores - salmon pasta for tea tonight mmmm
* make note of mileage
* NSD?
* wrap up and post La E's lampshade - sorry La E haven't sent it yet!
* read Martin's email
* paint skirting board
* investigated the leaking waste unit in my bath - looks like it needs replacing
* get some quotes for a skip/man with a van
* go for a walk in my lunch break

Ok think that's my lot for today. Happy hump day everyone x

ShootForTheMoon

Thanks for kicking us off DNMS!!

Not so much on the list today, mostly will be taken up with driving over to Wales to see the Grandparents! So, here goes:

Check online banking

Buy another set of Premium Bonds with left-over holiday money

Do Nectar Adpoints on OH's account... Over £30 now!!

Check e-mails, file paperwork and generally update admin

Booked MOT for £29 - the cheapest I could find!! Everything crossed it passes now!

Pop over to Wales to see G-Parents. Have plated up a couple of dinners for them and made myself a roll for in the car. Got a box of choccies from Lidl for half the price of calling in a garage on the way!

Hopefully do a little shop in Home Bargains for toiletries and other essentials as it's LOADS cheaper at home than here!

Still need to read gas and electric meters and submit reading ready for billing!

On that note, heating staying off!!

Cycle to allotment and pick salad to have with dinner

Couscous, grilled halloumi and salad for dinner tonight - will make enough for both our lunch tomorrow too

Early night! Back to a long set of shifts at work and a tedious training day tomorrow! Yawn!


Hope everyone has a fantastic day!! Lots of love xxx

ziggy2407

Good Morning My Lovelies

DNMS - Thanks for starting us off
SFTM - wow, thats a list and a half:rotfl:

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Check Banks - Done
Check swapits - Done
General Tidy up - Done
Packed lunch for OH -& DS Done
Check www.freepostcodelottery.com - Done
investigate CC with rewards (we use and pay off in full every month so would be good to get something for nothing, lol) -
Catch up on e-mails - Done & unsubscribed from lots of unwanted ones
Surveys -
Nectar Adpoints -
Enter a few comps - Done a few
List bits for sale/declutter - FB/Freegle etc - few more bits gone
Footie Training with DS - Done
Craft (finish "snowflake" cards & candy cane mice) - Cards done & mice prepped just need assembling
Knit -
Read Book (from library) - in progress

Have a good day, love to you all.

C x

hampsterpoo

Morning all, last day off for a while so gonna take it easy

read book
Postcode lotto
GGIH - last set of codes , (hopefully I'll get some more empty packets from work)
Check ebay/paypal to see if payments been made. - Done ,not yet.
Lunch from fridge
Dinner , make a chicken & leek pie.
Get more stuff ready for ebay
Laundry -
Check for surveys - Nothing yet
Check for comps- Nothing yet
General tidy up .

Have a good day everyone , stay dry & warm.

Liz3yy

Today I am going to....

Carry out a fridge and freezer inventory to stop us buying food we already have!

Bohochange13

Good morning everyone well Wednesday is here and it has to be a productive one! I sold an item on ebay last night and they came to collect and gave me the payment in cash, I am in 2 minds to either put towards my slow cooker which I am going to go get today or put away? I am rather on the skint side of things until pay day and the slow cooker is going to be a long term investment cutting my gas bills!!

I am wondering what other things I can cut to lower my electricity? More research!!!!

Ok so here's the list

- meals from stores
- list on ebay
- purchase slow cooker
- research electricity

Kate_fixing_it

Horrible wet miserable day here but less painful in the leg department All the signs are there for another NSD

My list is:
Check bank
Post ebay sales
B/l/d from stores and meal plan
Charge phone at work
Movie night with kids from DVD cupboard
DH on nights so early night to make the most of the bed to myself
NSD

Not a huge list but a happy one and one step closer to my DFD

Kate x

debtfreeoneday8

Hey everyone Happy Wednesday!

Ive had a bad start to my day, an asthma attack at work and resulting in 2 hours in a&e and now the rest of the day off work! Anyways my new list for today;

- Check online banking
- Swagbucks
- Surveys
- Nectar adpoints
- Doctors appointment at 4.40
- Take boyfriends packed lunch down to him as he forgot it!
- Tidy round the house
- Stick to healthy eating!
- Post an Ebay parcel
- Check Ebays!

Have a good day all x

mrsbarter2012

Afternoon everyone,

Hope you all are keeping warm today. Its really cold here so have just given in and put the heating on :eek:

Took DD round my Mums a few hours this morning so we used her electricity,drank her coffee and had snack and lunch there:p Now we've come home and I must get cracking...

• check freepostcodelottery
• Get tea prepared for later (chicken casserole and apple pie)
• Continue to clear out spare room
• Ebay listings
• Library book to read
• Check if washing on airer is dry enough to iron and pack away...
• ...if so do another load and hang on there.

Oh must remember to hunt out my greyhounds winter coat as he is not looking happy on his walks in just his rain coat!! Wimp doesnt like the cold!

Have a good day!

Pernicious

Hi everyone,

Thanks for starting us off DNMS.

Today's plan:-

• Making use of free water at work
• Food from stores
• Staying in for most of my lunch break to avoid spending
• Went to number 2 of 6 laser appointments bought via Groupon on my lunch break
• Dinner from meal plan
• Log calories & exercise on free apps
• Checked birthday bingo
• Charging phone at work
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• DH hopefully doing a bit of overtime today
• Heating off as long as possible, fleecey dressing gowns on instead
• Making use of Orange Wednesday & going to see the new Thor movie tonight, I'm really excited! Haha.
• Reply to unhappy buyer, my first ever, on fleabay...& also leave feedback for the rest of my buyers
• Package up the goods for the people who have paid a little slower ready to post tomorrow, & hope the last few people pay up
• Arrange to return boots
• Read Martin's email

Hope you're all ok & have a great MSE day x

WantToBeSE

Thanks for starting us off DNM

Today i have got a new client..so that's an extra £60 a month to save

Other things i have done:
-Went to work
-Read paper online
-Ate from meal plan
-Took lunch to work
-Checked OLB, all exactly as it should be