unfair arrears charges

jacksonbrm12

Good evening

I was just wondering if it is still possible to claim on our old mortgage? Our home was repossessed back in 2009 and we were slammed with ridiculous charges the mortgage was with GMAC rfc....are we too late?

Many thanks

jacques_chirac

In what way were they unfair? Were they more than detailed on your agreement?

jacksonbrm12

To be honest without digging out all the paperwork I couldn't say I just stumbled across something saying that they were fined back in 2009 by the FSA for mistreating customers in arrears we were paying extra each month to clear the arrers but were still charging us late fees... Was just enquiring if its worth looking t and possibly reclaiming

Many thanks

brown1950

jacksonbrm12 wrote: »

Good evening

I was just wondering if it is still possible to claim on our old mortgage? Our home was repossessed back in 2009 and we were slammed with ridiculous charges the mortgage was with GMAC rfc....are we too late?

Many thanks

http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/7077994/FSA-cracks-down-on-mortgage-arrears-charges.html
http://www.moneysavingexpert.com/news/mortgages/2009/10/mass-refunds-due-for-thousands-of-gmac-mortgage-customers

jacksonbrm12

Thank you Sorry one more question, I know GMAC is now Paratus AMC will I still be able to claim through them?

Many thanks

brown1950

jacksonbrm12 wrote: »

Thank you Sorry one more question, I know GMAC is now Paratus AMC will I still be able to claim through them?

Many thanks

Yes indeed claim against Paratus AMC.

jacksonbrm12

Thank you for your help