IND letter threatening court action

samantha_49

Hi Guys
I need some help .
i have had two letters threatening court action.
the letters ask for 5500 plus interest from an alleged debt from 2009 and to be honest i dont know anything about it.
they say they will issue court proceedings next week and add intrest to about 8000 if i dont pay in 7 days.
i would upload or attach the letter but dont now how to.

rizla_king

Don't really need to see the letter. Seen one from scum like this and you have seen most.

Write back 1st class recorded delivery with https://forums.moneysavingexpert.com/discussion/4811234 saying that you will defend in full any action on an unknown debt.

samantha_49

thanks rizla
ive clicked the link but nothing appears?

Tixy

I think rizla probably meant to link to this

Letter when you know nothing about about the debt - AKA "Prove it" letter

rizla_king

Yep..........................

samantha_49

well that "prove it" letter didnt work
i have had a claim this morning from Northampton bulk centre for the amount stated .
no correspondence from IND the solicitors are hegarttys .
guys i need advice and pretty quick.
is the account not in dispute?
would this be my defence?
i do not know anything about this alledged debt.

rizla_king

Defend in full saying it's not your debt, if it isn't.

People here can help with the wording. http://www.legalbeagles.info/forums/

fatbelly

The particulars of claim should be sufficiently detailed for you to be able to identify what this is.

If they are not, then that is a defence. But they will then just come up with more detail.

Hopefully this is just not your debt and that is your defence. Stick to the timescales. Date of service is 5 days after issue date. You then have 14 days to acknowledge service or put in a defence. If you acknowledge service that extends the defence deadline to 28 days.

You can do all this online

samantha_49

Hi
Guys
The claim has been stayed on the 30/12/2013.
what does this mean?
should I forget about it?
I am a little confused.

samantha_49

thanks for all your help with this.
its quite worrying that these people can invent debts and order proceedings against you.


can I unstay the order as it were or should I just forget about it

rizla_king

Do they give a reason for the stay.