Help me please...

Sharkfin

Hello everyone

I have just joined and I am looking for some advice. I am absolutley rubbish with money.Rubbish.

I ran up some debt years ago, upto about £7000 in total around 2005 cannot be sure as it was a pretty torrid in my life.

I split up with my partner during that time and since then I have moved around looking for work and trying improve my life.

However these debts have always followed me and I have always done the unsensible thing of ignoring them, hoping they would dissappear.

I am nowhowever in a better situation, still on very little money and doing a part time college course.

I live in a house owned by my fiance and want to start a new life debt free without dragging her good rating down.

These debts have been passed onto various companies who have started sending me leters about debt collection to my new address when i signed the electoral role.

Financially i cannot afford to pay them back and its starting to affect me again. I see templates about statute barred situations. I am a complete newbie at all this and have no idea at what to do......

Any and all replies are appreciated, feels like im drowning at the minute.

If some one could give me a plan of what to do I would be delighted as its been haunting me.

Many thanks

fermi

How long since you acknowledged these debts in writing or by making a payment then?

Have any of the debt collectors said there is a CCJ on a debt?

See this link: http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=25_liability_for_debts_and_the_limitation_act

Call National Debtline freephone on 0808 808 4000 to talk it all through with them.

Sharkfin

Iv not acknowledged at all I dont think since it all began I am not sure

Thank you for the reply