Rock and Hard Place help!

bargainbetty

Then accept the loan, and cancel both cards immediately after you have cleared them. The huge risk of this kind of consolidation is that you simply run up the cards again.

Done it twice, myself. Learned the hard way.... close the cards completely.

Saint_2008

Part of the deal is that one will close automatically and my overdraft will be removed, its just the other as they won't pay anything off it its going be left so ill have to pay that off myself. I'm going try maintain the current payments and paying off the extra on it each time.

Saint_2008

Thanks all for your help and suggestions and the information on the snowball calc