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Yorkshire Bank - Is this the best 95% mortgage deal out there?

I was initially applying with RBS... but this deal looks better?!?
Its 1 year longer fixed than Natwest and RBS, plus free valuation (RBS charges ~£250) and £250 cache back on completion.

3 Year Fixed Mortgage
4.99%
95% LTV
£0 FEE
Free valuation
£250 Cash Back on completion

http://www.ybonline.co.uk/personal/mortgages/all-our-mortgages/fixed-rate-mortgages/mortgages-three-year-fixed-rate-95ltv

Comments

  • Selbyjay
    Selbyjay Posts: 18 Forumite
    We're just coming off a Yorkshire Bank 3 year fix on a 95% mortgage. Our rate was 6.99%; 4.99% sounds pretty decent!
  • Just make sure you wont be moving within the 3 years as they hit you with an early repayment charge.
  • glosoli
    glosoli Posts: 739 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Selbyjay wrote: »
    We're just coming off a Yorkshire Bank 3 year fix on a 95% mortgage. Our rate was 6.99%; 4.99% sounds pretty decent!

    make sure you take advantage of the no fee campaign and the free revaluation they are offering to secure a new rate!
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