Cannot pay my loan

Jack1989

hello, i am new here as i have seen lots of things about Martin lewis and hope you can give me help and some advice. Around 2 month ago I lost my job. and had my final wage packet a few weeks ago. I have not signed on the dole as I thought i may have had a job shortly but not happened. Last month I pay my loan of £197 and my credit card of £75 and my mobile phone bill of £45. This month I have no money to pay for things. I have around £100 left. I can borrow £75 from my mother this month to pay credit card but i have no money to live on and not going to be able to pay my loan. I am scared as i have nothing left. I lived in rented flat but now moved out. so I now live in my mothers flat until I can find another job. I ask advice what to do as I have a loan of around £6000 that I took numbe rof years ago but borrowed more money to go on courses to find a better job, the course cost £2000 and I pass but no job came even though I send my cv to many people. So now this month I cannot pay my loan and next month will not be able to pay any of my debts. I am going to sing the dole tomorrow but this will take time and will not pay my bills. What do I do I need £197 before 10th november but is impossible for me to get. I take loan from RBS andmy credit card is Barcleys. As I say i can pay credit card on the 1st november but then no sure where I go from there. I am in desperate situation now as I try without luck to get another job. Please what can I do.

Thankyou. Jack

nearlyrich

Jack you need to stop the direct debit and tell your loan company and other creditors that you have lost your job, if you are up to date with them they may give you a payment holiday. Come over to the debt free wannabe board for lots of help and advice.

DCFC79

Should have claimed jsa and the loan co you had lost your job, do as rich says and call the loan co tomorrow. I'd also call the cc co and tell them you can't pay what's due. Theres loaded of Xmas jobs advertised, get applying for 1 of them, OK might not be ideal but it will be something.

happycamel_2

Jack, I mean this very kindly, your post has a lot of English mistakes. If you are sending out your CV please get someone to check it in case it has similar errors, also you need to tailor it to specific job roles and send a unique covering letter to each. As a recruiter I can really tell the difference.

All the best, HC