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Appeal?

If your refused a mortgage based on a late payment history but in the mean time the company which the late payment agree to remove them and update you file can you appeal against the decision? x

Comments

  • koexelek
    koexelek Posts: 7,847 Forumite
    Yes.
    Lenders tend to live and die by what is on the credit file. So if something was on there incorrectly, but has now been corrected, they should be able to reconsider
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • FTB_Doll
    FTB_Doll Posts: 206 Forumite
    Thank you just had it all removed today EE are a nightmare! x
  • amnblog
    amnblog Posts: 12,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not necessarily - some lenders will auto decline a second application for a period after the first - typically 3 months.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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