Friday 25th Oct - What Small DFW Things Will You Be Doing Today??!

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

Morning Friday at last - although this week has sped by! And payday as well, hurrah :beer:

DFW things for the day:
* checked banking
* shifted money into bill/savings accounts
* take note of mileage & submit claim this evening
* all meals from stores - salmon risotto tonight mmmm
* weighed myself & have lost 4lbs since last week :j
* wrap & return one dress, might return the other as well need to try on again and decide
* go through cc statement and work out what is from where
* hang up washing & do another load
*vacuum downstairs
* work hard!

Might go out for a few drinks tonight, fancy doing something, will speak to oh later.

Ok that's my lot and now I have to go! Have a great day everyone x

ziggy2407

Good Morning My Lovelies

dnms - Thanks for starting us off today

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Cold and wet here and no great plans so today's little listy:

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS- Done
Check www.freepostcodelottery.com -
General Tidy up - Done
List more bits for sale - keep re-listing on FB/netmums/Freecycle
Meals from stores -
Track all food - In progress
Catch up on emails -
Surveys -
Nectar Adpoints -
Enter a few comps -
Knit - in progress
Read Book (from library) - in progress
Update here -

Have a good day, love to you all.

C xx

sparklychar

Hello Everyone!

Getting back into the debt busting swing of things:

sending back phone for repair DONE

Sort out various bits of savings/transferring money about as it's payday DONE

Update signature DONE

using up bread that's gone a bit stale with toasties for lunch, and toast for brekkie! DONE

Ironing DONE

Competitions DONE

Tidying DONE

Sort out my walk in wardrobe/jewellery box so i can see what i've got and not tempted to buy more!

Get some washing in on 30deg DONE

Sent in meter reading for leccy DONE

2 cuppas, 1 teabag DONE

check for Quidco surveys DONE nothing doing

My naughty OH has been occasionally putting the heating on though while i've been unawares! Oh dear!

Enjoy your day everyone! xx

foxgloves

Morning all,
Today's small positive things:
*Heating still off. Rainy & dull earlier, but sun is trying now.
*Cleaned entire house using minimal products.
*Bed linen changed but not washing until cheap tariff kicks in.
*Do next week's meal plans.
*Write shopping list.
*See if we can combine 2 shops to make use of Sainsbury's £6 off voucher.
*Spotted that from this payday, there will be 5 shopping days until the next one. (Usually I don't notice this till Week 3 & haven't built an extra shop into the budget, so we go over what we'd intended to spend).
*Do some surveys.
*Clear all silly little jobs so I can devote tomorrow (payday) to doing big monthly budget, admin, Christmas budget planning, etc.
*Contact ebay seller to get combined postage on 2 items as ebay automatically charges double postage (probably no incentive to change now that they take a cut of p&p too....) Done. v helpful seller.
*Sew up Christmas Present no. 6 & add to present box.
*Hunt through yarn stash for some merino wool I think I've got to cast on pair of little socks for friend who is expecting a baby.
*Received another Debenhams voucher (£30) from Toluna Surveys. Got a city break coming up, so shall have some pence to spend. Yay!
Have a good Friday, everyone.
Cheers,
foxgloves x
ziggy - There's actually blue sky here now, so hopefully it's sweeping up your way as I type & you won't be stuck with rain all day, Fingers crossed!

happytails

Afternoon all.

So far today we've been to toddler group, had a free cup of tea and toast Gave a handmade present to a friend to pass on to another friend who had her baby last night

Emptied and refilled the dishwasher - wont put on until after dinner as not full.

Swapped washing and cleaned the table ready for pizza we bought in yesterday. £1.50 Sainsbos basics YUM

Oh and found 5p on the floor walking to toddler group

This afternoon i wont get much done as im at school at 2.15 to watch/join in with the kids/teachers for an hour. Never heard of this before but just taking DD2 with me as DS will be a pain so he is staying at his nanas for the hour.

My little list -

Check FPCL
Check budget
Tidy kitchen sides and dining room and hoover
Prep spuds for dinner ( we have friends over tonight)
Bleach DD1 shirts for school
Weekend meal plan aiming to use what we have in.
Might make a start on Xmas related sewing depending when friends leave.

Thats it for me

Sarah x

allydowd

Afternoon DFW-Jedis, :wave:

Having a lovely day.

The List:

Re-jigged budget.

OH got £100 compensation from the bank for a massive error.

PayDay. Planned to spend it wisely.

Ordered turbo whisk for £5 online instead of £10 at a recent craft fair.

Breakfast was last night's leftover curry. With working nights my brain doesn't know whether it's day or night.