Thu 24th Oct - What Small DFW Things Will You Be Doing Today??!

allydowd

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

allydowd

Hi DFW-Jedis, :wave:

My it's quiet in here. <voice echoes around the forum>

I'm settling into working nights; too weary to spend any cash. :rotfl:

The List:

Checked online banking. Yay, last JSA payment arrived ahead of schedule. Next weeks' bills will be paid ok.

OH received £17.60 TopCashBack.

OH closed an account that was no longer needed.

Last shift before the weekend tonight. Take packed lunch and coffee.

Done Ipsos, Nectar Adpoints, Birthday Bingo, Free Postcode Lottery and Nectar Search ToolBar.

Subject sore body parts to ice-bath.

Lost two pounds this week. Free occupational exercise is working.

Washing [STRIKE]out on the line[/STRIKE], [STRIKE]indoors[/STRIKE], [STRIKE]out on the line[/STRIKE], [STRIKE]indoors[/STRIKE], out on the line.

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• Nectar Points, AdPoints, Search Toolbar ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Toluna ( Link )
  
• TopCashBack ( Link )

hampsterpoo

Afternoon all, seems everyones busy today with a late start to the thread thanks allydowd.

So what have I been up to whilst listening to Robbie and then Mariah...

2LB Lemon Drizzle Loaf Cake - DONE

Laundry load 1 DONE - Outside drying (hopefully)
Laundry load 2 -in machine now. DONE

GGIH - DONE - normal rewards ,,,,,,,,,I mean how many 3 month free trials does one guy need ,
I also received an email from them saying that they'd had a probelm with their "contact us" , so I dont know if they replied to the first contact or the second one.
They sent me 4 free codes, which was nice and then told me how to find the codes on the packs, I couldnt find it because it wasnt printed .Oh well glad they read the emails properly.

Lidl - Halloween comp DONE

Ebay - Just had the people come pick up their items. so £18.50 to bank ( they didnt want the 3p change)

Ebay - Finished listing the items I pulled out yesterday 34 in total finish Next Sat & Sun.

Lunch from Fridge - DONE
Pork chops for dinner from freezer.

Read Book -

Got to go to the Post Office , so will take the James Bond DVDS in a box to get real postage cost , as well as another item , to kill two birds with one visit. DONE

Surveys -
Postcode Lottery - DONE
Comps -
Blitz Bathroom - on going

Have a nice day everyone I hope its sunny where you are to.
Cheers

foxgloves

Afternoon Money Savers,
I don't know where today has gone. Seemed to spend ages trying to book a Dr's appointment (failed!).....when did that become so complicated? Beautiful sunshine lured me out into the garden for the rest of the day.
Today's small positive things:
*Did the ironing. Switched off for the last item.
*Made bread.
*Made tomorrow's packed lunch.
*No heating on. Very warm day here in the East Midlands.
*Meals as per meal plans - black-eyed bean chilli & home made bread rolls.
*Rounded up more windfall pears. Ate 3. Don't want them to go off & be wasted. mr f only averaging 1 a day.....he needs to be upping this.......yes, I am Pear Police today.
*Did a few surveys as only about another £8 to go before I can cash in my Onepoll points for £40.
*Free exercise, as did 1.5 hrs weeding & clearing in the garden.
*Collected a pot of ripe marigold seed heads to sow next year.
*Picked a small bunch of flowers to cheer up the windowsill.
*Watered cucumber plant & rocket seedlings.
*Checked remaining courgette plants. Still producing. Will leave till frosts.
*Dug up a dozen good-sized self-sown foxglove plants to re-plant in the borders for free flowers next year.
*Completed a prize crossword.
*Continue knitting Christmas present no. 6, as want to cast on my next project.
Hope everyone having a good day.
foxgloves x

determined_new_ms

wow it's quiet round here! Where are all the usual suspects??! Thanks for starting us off ally! Glad the job is going well, what do you do?

I had a ridiculously early start as had to drive to London for a meeting with the finance team to set my budgets :eek: this was horror on 2 counts and after the absolute, sheer terror of the drive I then had the meeting :eek::eek: (which actually was painless, just outside of my comfort zone as I haven't done it before)

Very little on the DFW front but every little helps

* checked banking
* had 64p ys sushi for lunch mmmmmmm
* made peanut butter sandwich & travel mug of coffee to have breakfast on the go
* collected parcel ordered from Very - no postage if you go to the local click & collect store (£3.95 saving )
* walked to the shop to collect instead of drving
* russle around in the cupboard/fridge for something to eat
* made a note of mileage to submit tomorrow
* heating off

That's all well at least I wasn't outside spending at will

ziggy2407

Good Evening My Lovelies

ally - Thanks for starting us off today

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Bright but very cold here, today's little listy:

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS- Done
Check www.freepostcodelottery.com - Done
General Tidy up - Done
Tidy through at mums - Done
Mum's ironing - Done
Greek & Egyptian afternoon at school - Done, lovely time
List more bits for sale - keep re-listing on FB/netmums/Freecycle
Meals from stores - Done
Track all food - In progress
Catch up on emails -
Surveys -
Nectar Adpoints -
Enter a few comps -
Knit - in progress
Read Book (from library) - in progress
Update here -

Hope you all had a good day, love to you all.

C xx

hampsterpoo

foxgloves wrote: »

*Did the ironing. Switched off for the last item
Hope everyone having a good day.
foxgloves x

Never thought of that ,,,, I therefore today saved loads by still not turning the iron on at all all weeek , ,,,,,,,But now I have only two ironed tops left ,,, luckly Im off Sat so can do it all ,,,,,,,,,,,,,,maybe............


Lemon drizzle loaf cake seems to have been a big hit , again , as I mentioned giving some away and got 'THE STARE' from DD & OH ....

sparklychar

WOOOOOO made it to half term AND it's payday tomorrow

Not been great moneysaving or diet wise this week.... but making a lovely fresh start tomorrow, lots of tidying and all sorts, getting deliveries and having some things in the house repaired...
Nearly had 2 disasters today, my phone is broken and I lost my coat, sending myself in to a MoneySaving panic, but luckily, found my coat, and able to send my phone back to manufacturer and borrow another one for a bit, so hopefully all sorted and not spending anything!

Other bits today:
won an 'antenna ball' from Vauxhall hahaha!

going to do a few Adpoints now

FPL

no heating on

stuck to meal plan, nearly..... i ran out of a drink at work, and 'needed' some chocolate...

looking forward to updating my sig after payday tomorrow!

x