Paying debt on the sick help!!!!

linzimain

Hello not sure if this is the right place to post but I'm desperate I've been on the sick at work for 5 weeks and just worked out I can't even afford to pay my rent this month don't know what to do.
Ill be getting £450 pay my rent is £400 but I'm already in arrears with them I have two loans that equal £80 a phone bill for £120 that's already over due then utility bills off £100. My partner has a weekly pay of £190 but by the time he pays for food shopping a large council tax bill as we fell behind and gas n electric were only left with £40 were not entitled to any benefits I don't know what to do

Depth_Charge

linzimain wrote: »

Hello not sure if this is the right place to post but I'm desperate I've been on the sick at work for 5 weeks and just worked out I can't even afford to pay my rent this month don't know what to do.
Ill be getting £450 pay my rent is £400 but I'm already in arrears with them I have two loans that equal £80 a phone bill for £120 that's already over due then utility bills off £100. My partner has a weekly pay of £190 but by the time he pays for food shopping a large council tax bill as we fell behind and gas n electric were only left with £40 were not entitled to any benefits I don't know what to do

Hi

Just looking at what you have put so far it would appear that you are close to what some people call the benefit trap - in other words your income is close to or just takes you out of CTB, HB & other benefit entitlement

Have fully checked any benefit or tax credit entitlement?

Prioritising your expenditure and debts is the first issue

Any idea when you will be returning to work?

Could you put up your SOA?

~Beanie~

The rent (and arrears), council tax and utilities are the priority, in that order, as you could potentially end up homeless if you don't pay rent.

The phone bill and loans can wait. Pay them token payments of £1 each and advise them of your situation.