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  • Thanks- yes this helps.

    Just such a shame that people without family can't have the generosity of a friend ( who is just like family) to help them; not everyone is lucky enough to have a family.
  • holly_hobby
    holly_hobby Posts: 5,363 Forumite
    1,000 Posts Combo Breaker
    I can appreciate what you're saying but you can see why lenders don't accept that (in the majority of cases) a friend would gift (never mind borrowing to do so) a mortgage deposit for their pal.

    Of course, bottom it out with the lender before you start incurring any legal or mge fees - but from my experience I don't hold much hope given the details.

    Hope this helps ...:)

    Holly xx
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