Bains & Ernst

mrsb3611

Hi

my husband and i have just accepted a debt management plan with Bains & Ernst(.co.uk)
After initially looking for a loan through moneysupermarket finding one filling in info, i had a phone call. got transfered 3 times all different companies repeating the same info till i ended up with B&E...
Anyone else with these and are they ok? :think:

We have the paperwork being emailed through in the morning then someone from their team popping around tomorrow evening 6.30pm to talk us through and sign the paper.
Is there anything we should be wary of? I ended up telling my mum tonight who is now trying to talk me out of it and goto CAB!
please reply asap as i dont want to go ahead if they are ones to avoid
Many thanks for reading steph

nottoolate

b&e are definitely one to avoid. they are incompetent and will charge you for doing what over companies will do for free.

was a complaints thread on here years ago that got pulled because of the amount of because the b&e rep was getting on it.

fatbelly

mrsb3611 wrote: »

I ended up telling my mum tonight who is now trying to talk me out of it and goto CAB!

I agree with mum!

cynicalgit_2

fatbelly wrote: »

I agree with mum!

So do I, DON'T SIGN ANYTHING!!!!
They'll harass you to sign up, get proper advice.

wiseshark

Yes, as above. CAB good as are Step change. They do not charge. Others will make money out of your misery.

cynicalgit_2

Get a free DMP with another provider, explore these forums for details.

cynicalgit_2

Remember don't buy anything from someone who wears a suit.

mrsb3611

oooh well now im confused thanks for the quick replies
we have husbands mum sitting with us so hopefully she will suss them out!

happy_bunny_2

Use a debt charity, such as CAB or step change. That way all the money goes to the debts, not on commission to B and E

Grumpelstiltskin

Mrs B Two words only barge and pole.

Please ignore all the ***** they tell you and read this.

https://forums.moneysavingexpert.com/discussion/4228011

Townses

Don't have direct experience of any of these companies but why pay for something which is available for free and then its more money going to pay for your debt and not towards the salesmans shiny suit!

I would be inclined to cancel the appointment so there is no chance of you being railroaded into signing