How much could we burrow on 35k ?

sugarpants_2

We have rented for 10 years. Now moved back in with my Dad so we are saving deposit much quicker and no longer paying a very high rent (we were paying 975pcm) NEver missed a payment.

HappyMJ wrote: »

How about renting until you both have a job?

sugarpants_2

We have thought about relocating too. But husband has a good job here. But we are willing to try to move a few junctions down the motorway to get a cheaper house.

ringo_24601 wrote: »

Buy somewhere cheaper is the usual option

sugarpants_2

Going to make a couple of appointments at building societys to check out what they could possbly give us.

Anyone recommend the ones which are more 'generous' and approachable?

notanewuser

Not much difference to last year's answer really.

https://forums.moneysavingexpert.com/discussion/4043571

Have you saved your deposit yet, or is it actually just the £100 in your signature?

gazfocus

sugarpants wrote: »

Going to make a couple of appointments at building societys to check out what they could possbly give us.

Anyone recommend the ones which are more 'generous' and approachable?

I would give appointments at building societies a miss and get an appointment with a couple of good, independent mortgage advisers instead. They will be able to look at your situation and will have a much better idea of who the best mortgage lender is to approach.

sugarpants_2

Ok will have a search around for some good ifas. Many thanks for your advice.

gazfocus wrote: »

I would give appointments at building societies a miss and get an appointment with a couple of good, independent mortgage advisers instead. They will be able to look at your situation and will have a much better idea of who the best mortgage lender is to approach.

sugarpants_2

We have moved in with my Dad now so things are a little different

notanewuser wrote: »

Not much difference to last year's answer really.

https://forums.moneysavingexpert.com/discussion/4043571

Have you saved your deposit yet, or is it actually just the £100 in your signature?

notanewuser

sugarpants wrote: »

We have moved in with my Dad now so things are a little different

Not for mortgage purposes.

sugarpants_2

Of course for mortgage purposes!>?

notanewuser wrote: »

Not for mortgage purposes.

sugarpants_2

Agree with what hun?

ComebackGirl wrote: »

I'm not having a dig but if you live in Berkshire and earn £35k between you I doubt any bank would agree.

Is there any way either of you could go for a promotion?