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Full and Final Settlement Question

Is it possible to make a full and final settlement offer on a ccj.
Would I be wasting my time in asking. The ccj's are 6yrs old this year.

Comments

  • mm2000
    mm2000 Posts: 176 Forumite
    anyone please? :D
  • flaura
    flaura Posts: 242 Forumite
    Debt-free and Proud!
    i have no idea but trying to help bump it up ....

    could you not ask them the question - just make an offer stating you have x to pay it off in full and final - what's the worst that could happen they say no ?
    Lightbulb Moment - March 2004 :cry:
    Highest Debt: £16,896.00 :mad:
    :rotfl: Debt Free Date 25th July 2007 !!
    :j and still DEBT FREE
  • Jolinar
    Jolinar Posts: 183 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My OH asked the exact same question and was told he can't make a F&F on a CCJ, it's pay the monthly amount or pay the outstanding and that's that.
  • TAG
    TAG Posts: 2,823 Forumite
    Yes you can make a full and final settlement on a CCJ.

    It is up to the company that went for the CCJ in the first place whether or not to accept.
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