URGENT help getting a loan approval score 917

luffy1990

I was planning to attend university but would have to pay my tuition without the assistance of student finance i had worked countless hours to gain the money however due to some overtime rules in my workplace i was unaware i would not be able to get the cash until it is too late. So i need to borrow from £3500 or £1750 by monday my experian score is 917 which i believe is good but not good enough. it has been difficult to get any loans approved so far without being carried away through countless phone calls.

Caz3121

luffy1990 wrote: »

it has been difficult to get any loans approved so far without being carried away through countless phone calls.

have you actually been declined a loan?
as it is a short term requirement have you asked your bank for an overdraft or have you any family you can borrow from

19lottie82

First off, your "score" is meaningless. A lender won't even see it. They look at things like your income, existing debt and any history of defaults / late payments.

Next, you won't get a loan by Monday. It's the weekend.
IF you satisfied the lenders criteria then you might get an approval but it would take about a week or more to get all the paperwork ect competed.

Also, what's your income? If you're a student and on a low (or no) income, no one will lend it to you if you don't have the means to re pay it.

Do you have a student bank account? If so, an overdraft might be your best bet. Do you have this facility on your account?

Have you asked your parents?

19lottie82

luffy1990 wrote: »

it has been difficult to get any loans approved so far without being carried away through countless phone calls.

uh oh...... what do you mean by this?

whatever you do, DON'T take any payday loans, and DON'T believe any companies that tell you they can get you a loan, you just have to give them your bank card details first. They will sting you for £70 (even thought they promise they wont take anything), and they won't get you a loan, well not one that doesn't require a guarantor or have an eye watering APR of 1000% +

jonesMUFCforever

You ask for a loan - the lender will want to know your income - oops no income - what outgoings you have - oops more outgoings than income - what do you think the outcome will be?

It may well be a shorterm finance you want/need in that case an overdraft is the answer - if your bank won't help it will not happen.

DCFC79

luffy1990 wrote: »

I was planning to attend university but would have to pay my tuition without the assistance of student finance i had worked countless hours to gain the money however due to some overtime rules in my workplace i was unaware i would not be able to get the cash until it is too late. So i need to borrow from £3500 or £1750 by monday my experian score is 917 which i believe is good but not good enough. it has been difficult to get any loans approved so far without being carried away through countless phone calls.

Yeh a bit ambitious to get anything sorted by monday, got any relatives who can help out ?