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Fri 18th Oct - What Small DFW Things Will You Be Doing Today?

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When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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Comments

  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 18 October 2013 at 8:13AM
    Morning DFW-Jedis, :wave:

    Another beautiful morning here, despite the buckets of rain. Epic day today! Determined to be upbeat again today. I woke up earlier than I planned so I've made use of that time.

    The List:

    :D Check online banking. Done.

    :D Go to local Training Session for new job this morning. Don't really know which smiley to pick for this....:cool: :T :eek: They don't know how long the training was going to take (?!) so I'm taking a light packed lunch with me. Afterwards let JobCentre know I've been. (I know I should have told them yesterday but I didn't in case the training was cancelled before it begun.) Fingers crossed for a confirmed job starting date.

    :D Eat hearty breakfast to keep me away from any vending machines.
    Done.

    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Morning lovelies!!

    Again, thanks for kicking us off Ally!! All the best for your training today - and fingers crossed for a start date very soon!!

    Up and at 'em nice and early today... Time to kick Friday's butt!!
    Lots to get on with before holiday next week, going to a wedding tomorrow and then I'm working til we fly out!

    So, here goes:

    :) Washing on economy wash - out to dry as quickly as possible!!

    :) Start some of the ironing for OH

    :) Dig suitcase out from under the bed - clean and freshen it up with some lavender oil drops

    :) Make up holiday First Aid Kit with bits from work and our stores

    :) Make a list of clothes that need to come with us (also handy for insurance purposes as pasts experience has taught me!!)

    :) Charge underwater camera battery, wipe memory cards and grease the seals on the housing - don't want a leak!!

    :) Check outfit is all ok for wedding tomorrow - might need a quick press

    :) Polish shoes

    :) Fill cheeky hip flask to pop in OH's bag - I'm driving anyway, but every little helps!

    :) Soak Gammon joint for dinner tonight - should be enough for at least 2 dinners and lunches for work next week!

    :) Get hair cut - OH has been doing it, but could do with a proper chop now! Will pop and see my mate, will take him a coffee and Mam's HM welshcakes in payment!

    :) Pay cash from penny jar into account (£40)

    :) Nectar Adpoints & Swagbucks

    :) Check online banking - will be away on payday & 1st Nov when our DD's come out, so need to make sure there's enough in the joint account to cover these until I get back and can move money around - Egyptian Internet is not the most reliable/secure!!

    :) Have a whip around the house with duster and polish, quick Hoover round too - save OH on the weekend

    :) Pop up allotment and weed plot properly before we go away!!

    :) Hopefully have some time to train today too - if not, it'll have to be a quick run and some weights at home in between jobs!!

    Right, best be cracking on then!! Busy day today!!

    Lots of MSE love to you all xxx
    :T DEBT FREE AS OF APRIL 2013! :T
    "I am the master of my fate. I am the captain of my soul"
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 18 October 2013 at 8:18AM

    :) Make a list of clothes that need to come with us (also handy for insurance purposes as pasts experience has taught me!!)

    When we last went abroad we scanned/photographed our passport, ticket and insurance details and sent them to ourselves in our email, so that if they got lost we had a copy of the details. Though you say Egyptian internet may not be secure, so perhaps not...
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Newbie here and good morning!i am looking for ways to become a debt free in control goddess of everything. I do lack very little control of things at the moment but hopefully can turn it all around with the help of Mse.

    Am looking for lots of tips to help me along my way!

    So today's list will be small but somewhere to start:

    - all meals from stores and snacks/drinks! Need to stop buying the coca colas when out and about!

    - list 2 items on eBay

    - download banking app for phone

    Very boring I know!! Have a good day
    A new year, new month, new focus and new hope - must stay on the right path for my dreams to come true!

    It's not all about central heating and spot lights - cherish wrapping up warm and using candles! It's the small things in life!!
    [/CENTER]
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 October 2013 at 8:46PM
    Good Morning My Lovelies

    ally- Thanks for starting us off today, hope training goes well and you get your start date

    Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Today's little listy (and I will be trying my very best to crack it) :

    Check Banks - Done
    Check swapits - Done
    Packed lunch for OH & DS- Done
    Check www.freepostcodelottery.com - Done
    General Tidy up - Done
    General Tidy up at mum's flat - Almost all done
    Call Tax Credits - finally, got through to someone (he was very abrubt tho)
    List more bits for sale - keep re-listing on FB/netmums/Freecycle
    Ironing -
    Bit more decluttering - Done
    Meals from stores - Done
    Track all food - In progress
    Catch up on emails - Done
    Surveys -
    Nectar Adpoints - A few more done
    Enter a few comps - Done (Friday is a busy day for facebook & Twitter comps)
    Knit - in progress
    Read Book (from library) - in progress
    Update here - yaay I remembered

    Have a good day, love to you all.

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • sparklychar
    sparklychar Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 18 October 2013 at 9:21PM
    Welcome bohochange13!

    Day off already got to a bit of a slow start, an unintentional lie in hahaha! very nice though, got plenty to do though this weekend.

    Today's little list:
    :) meal plan and order shop from Ocado (got a livingsocial voucher for £5 off and free delivery) not got round to this, will do tmrw!

    :) at my mum's, so having brekkie/lunch and washing my hair here! DONE!

    :) off to the office to do some work (day off?!) DONE!

    :) cheap dinner from stores DONE!

    :) CompetitionsDONE!

    :) FreePostcodeLottery DONE!

    :) Crowdology survey DONE!

    :) heating off! DONE!

    :) Adpoints DONE!

    :) a bit of Christmas/birthdays shopping with the Boots 3 for 2 - will buy another present with the advantage points earned. and did it through Quidco! DONE!

    Hope everyone has a lovely day! xx
  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Friday Money-Savers,
    Today's small positive things:
    *Cleaned whole house using just my dilute Stardrops in spray bottle, a bit of bleach & the trusty Dyson which is held together with brown tape.
    *Meals as per meal plans.
    *Pulled a bunch of spring onions from my August sowing.
    *Picked up more windfall pears.
    *Did surveys.
    *Checked 'Book People' to see if books I want for F-I-L are back in stock as today is free p&p code one day only. No! :-(
    *Altered two tops from an 18 down to a 16.......took the opportunity to alter the fastenings on one of them to prevent further Judy Finnegan moments after last week's happenstance outside the post office. Successfully done!
    *Another 2.5lbs green tomatoes successfully ripened using paper bag method.
    *Tweaked next week's meal plans & wrote shopping list.
    *Washed hair & let it dry naturally to save energy (67 days till straighteners......!)
    *Finish knitting Christmas Present no.3 - only got 20 more rows to do, plus tassels.
    *Sort through yarn stash to find some funky bits & pieces to start knitting first bag (Christmas Present no.4). Hopefully, I shan't need to buy any extra.
    Right that's it for me, quite enough screen time, so time to get the needles clicking & watch next instalment of my Lovefilm dvd - still trying to get turnover up, to make most of our subscription.
    Cheers,
    foxgloves x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Afternoon all

    Had Free Tea at work all day.

    GGIH - Done just the normal

    Lidl comp entered

    3 surveys done

    Looked on Freecycle

    I was supposed to come home and do house work and tidy up as we have freinds over tonight , bonus ......came home and DS had done it all.


    More surveys to do.

    Look up Nectar adpoints thats been mentioned on here.

    Check ebay.

    Have a nice evening everyone
    ;) Member of change Pip's name back to PIP club ;)

    :jI've only blooming got my name on it :j
  • lulabelle
    lulabelle Posts: 944 Forumite
    Hey peeps

    Hope your training went well ally

    Today I:

    -forgot to take a snack to work but was so busy I didn't realise anyway so snack saved fir next week

    -had free lunch courtesy of work and am not really hungry as a result so probably want need to eat tonight

    -declined invite to pub and instead did food shop and am sitting in sofa watching re-runs of law and order uk (Jamie bamber and Bradley Walsh - phworghhh!)

    Sadly grocery shop was £47:eek: where I live we only have w88trose and m8s really so it's always pricey. Bonus is I did shop as smart as I cold and can make plenty of meals out of what I bought so may not need to do a shop next weekend

    Happy Friday peeps! V quiet weekend of cleaning and tax returns for me!
    I want to be a writer
  • lulabelle
    lulabelle Posts: 944 Forumite
    Apologies for all the typos above - damn iPad!!!
    I want to be a writer
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