Wonga not showing on credit file?

Gillespie18

Hi all, just a bit confused here. I had a bit of a cash flow problem recently and went down the wrong route of getting a wonga loan, these have all been paid in full and on time. However, 5 months on from my first loan nothing has appeared on either my experian or equifax report. My report shows as it hasn't been searched which I assumed it would instantly after wonga credit checked me? Also, none of the loans show at all on my account as settled or otherwise? Could it be the case that wonga has not reported these loans?

Thankfully I have straightened my finances out now and intend on never going back to wonga again! In an ideal world I would prefer if these didn't show, however could they appear in the future potentially 6 months or longer after I have taken them out and settled them?

Any advice would be greatly appreciated!

Thanks

G

dotdash79

Wonga only report to Experian, it should be on quite quickly. However looking at my old report I had one four years ago and it took 2 months for them to report.

After 18 months the impact reduces, and I got a mortgage just under 3 years after using wonga. So it's not the end of the world so long that it's paid off.

happy_bunny_2

Report to Call credit also. Although not as Wonga.