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Partner new job
dazanteney4
Posts: 200 Forumite
Hello everyone,
I'm hoping someone can help me with this question.
Me and my partner are looking at buying our first home, we haven't agreed a mortgage in principale yet.
The down side we are having is that my partner has only recently moved jobs, she moved to a much much much better paid about 3 weeks ago but of course like any new job has a 3 month probation period... When we apply for a mortgage now will this count against us or should we wait 3,6 months until we apply?
We ideally like to move out in the next 2 months.
Thanks
I'm hoping someone can help me with this question.
Me and my partner are looking at buying our first home, we haven't agreed a mortgage in principale yet.
The down side we are having is that my partner has only recently moved jobs, she moved to a much much much better paid about 3 weeks ago but of course like any new job has a 3 month probation period... When we apply for a mortgage now will this count against us or should we wait 3,6 months until we apply?
We ideally like to move out in the next 2 months.
Thanks
0
Comments
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Some lenders won't have a problem with this. Some will.
You need to approach one of the more accommodating lenders, or ask a broker to go through the available lender options for you.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »Some lenders won't have a problem with this. Some will.
You need to approach one of the more accommodating lenders, or ask a broker to go through the available lender options for you.
Thanks, i don't suppose you know who is the more accommodating lenders are?0 -
I know of several, yes.
However, I do not know the rest of your financial make-up, which is what your broker can establish and make proper recommendations.
As an authorised/regulated broker I can't make suggestions for fear of being considered "advising."I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »I know of several, yes.
However, I do not know the rest of your financial make-up, which is what your broker can establish and make proper recommendations.
As an authorised/regulated broker I can't make suggestions for fear of being considered "advising."
That's fine i understand
0
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