Believe You Can and You're Half Way There

WifeandMummy

Hello Everyone *Waves*

Here I am again, creating yet ANOTHER diary! I kind of lost my way with last one and it's now floating around the suburbs of diary land somewhere!

I've been more of a lurker recently, hoping that by staring at MSE, my online banking and my noddle credit file every night that some sort of miracle will happen and all my problems will be solved... Obviously that didn't happen!

So I figured its time to get stuck back in, I KNOW that having a diary helps me, I know that visiting the forums regularly and talking to others helps me, its how I've got as far as I have so far. My aim is to write a post daily in order to keep me motivated! At the moment its that time of the month where I am desperate for payday to come along and i'm literally counting down the days (10 more sleeps - yay!) so not much progress to be made between now and then other than trying to sell some bits and pieces!

Anyway please do pop by and keep me company now and again, I always welcome a friendly hello

WaM XX

WifeandMummy

Thinking back to what has helped me reduce my debt so far and one thing is the 'Payment A Day' method... I've just checked my very poor bank balance and decided to pay the odd pence off one of my debts. It was a whopping 22p - Haha but I figure if I do this every evening with what ever pence I have left over then in time it should make a difference!

sunshineangel

hi wifeandmummy. loving the diary title. good luck on your debt free journey xx

WifeandMummy

Thanks for popping by Sunshineangel xx

WifeandMummy

Been a long day today, had some training and work and its just mentally exhasuting *yawn*

Had to use the pay & display carpark which cost £1.50 but I can reclaim this from back and bought myself a drink at the training. I was good though and took my own packed lunch and stayed at the training centre while others went off on their lunch.

Chased a couple of non payers on ebay, one has replied, he had mis read our listing and no longer requires the item, bit annoyig but never mind! still waiting on two others to get in touch and pay!

Will check online banking in a mo to see if I can spare any change to make a payment on my catalogue.

Hope you're all well xx

WifeandMummy

I've used the oddpence on my bank balance to do my payment a day, only 25p but with £22 in the bank to last another 10 days I can't afford any more x

HOK3Y

Keep going - every penny DOES make a difference. X

WifeandMummy

Thanks Hok3y - this has got to be it now, had so many ups and downs since the LBM back in 2009. Enjoying reading others diaries at the moment for inspiration! xx

astispumanti

Hiya wifeandmummy, found you

x

WifeandMummy

Hi Astispumanti

Been a quiet day today, someone made payment on an ebay item so need to get that packaged up and sent off asap. Also went to the local shop and got some bits from the "bent bin" as my husband calls it. Also paid 57p off my catalogue account today.

Got a poorly bubs, my mum was coming round tonight so i rang and asked if she'd got any soft tissues as we had run out and i was using toilet paper and was worried DD would get a sore nose, my mum turned up with lots of tissues, yogurts and snacks perfect timing really as we have limited funds and dont get paid until Friday so we're making do with what we have the fridge, freezer and cupboards, have to say some meals are some what creative but hey its all for the cause!

Plan for tommorow is to try and list some more bits on ebay, I had hoped to get that done tonight but with DD being poorly and not sleeping too well thats not really gone to plan! xxx

WifeandMummy

I didn't get round to posting yesterday. Not sure why to be honest :-/ anyway not much to report in all honesty. It's pay day on Friday and we are down to our last £20 so just going to have to hold on tight for the next few days. Hubs is off work on leave so at least we won't be using diesel to get him to and from work. I'm going to start meal planning this weekend and writing next months shopping list ready for Friday. Also hope to finish all Christmas shopping this pay day! Wish me luck! X