DEBT FREEEEE!!! well nearly :)

laurenjr

Basically a while ago I first posted about my debt that was showing on my credit profile.

Well the debt showing on my credit profile is gone!

I owed:

Vanquis: £438.57 (credit limit £250)
AMOUNT REPAYED: £414.57
They removed £24 worth of charges.

Capital One: £285.67 (credit limit £200)
AMOUNT REPAYED: £273.67
They removed £12 worth of charges

Virgin Media with HL LEGAL £120.00 (original was £250)
AMOUNT REPAYED: £250

Littlewoods & Very (both with NDR) £258.25
AMOUNT REPAYED: £223.25
They removed £36 (most of this debt was from late payment fees etc)

British Gas (Advantis Credit) £95.24
AMOUNT REPAYED: £47.62 - 50% SETTLEMENT OFFER!!


Only debt I have left now is Walker Love Sheriff Officers for Council Tax, Balance is £374.00 - repayment is £7.00 per week! - doesn't show on credit profile.

Provident Loan £300 left to pay at £15pw but is currently under control! currently showing as satisfactory

Crisis Loans £515.00 not arranged anything yet as I am on JSA contribution based for the next 3 months, once I have a job I plan to pay back at around £30pm as I have childcare costs - Not showing on credit profile


Virgin Media, Walker Love and Crisis Loans are all from an abusive ex who stole the money from my purse monthly to pay for his alcohol - LESSON WELL LEARNED!

All thanks to my mum, she loaned me £1030.00 I have to pay her back £40 per month for 2 years I only pay back £960.00 I AM ETERNALLY GRATEFUL!!

Credit score currently 0!!! will rebuild eventually

ON TRACK FOR A MORTGAGE EVENTUALLY!!!!!

asparagus1968

laurenjr wrote: »

Basically a while ago I first posted about my debt that was showing on my credit profile.

Well the debt showing on my credit profile is gone!

I owed:

Vanquis: £438.57 (credit limit £250)
AMOUNT REPAYED: £414.57
They removed £24 worth of charges.

Capital One: £285.67 (credit limit £200)
AMOUNT REPAYED: £273.67
They removed £12 worth of charges

Virgin Media with HL LEGAL £120.00 (original was £250)
AMOUNT REPAYED: £250

Littlewoods & Very (both with NDR) £258.25
AMOUNT REPAYED: £223.25
They removed £36 (most of this debt was from late payment fees etc)

British Gas (Advantis Credit) £95.24
AMOUNT REPAYED: £47.62 - 50% SETTLEMENT OFFER!!


Only debt I have left now is Walker Love Sheriff Officers for Council Tax, Balance is £374.00 - repayment is £7.00 per week! - doesn't show on credit profile.

Provident Loan £300 left to pay at £15pw but is currently under control! currently showing as satisfactory

Crisis Loans £515.00 not arranged anything yet as I am on JSA contribution based for the next 3 months, once I have a job I plan to pay back at around £30pm as I have childcare costs - Not showing on credit profile


Virgin Media, Walker Love and Crisis Loans are all from an abusive ex who stole the money from my purse monthly to pay for his alcohol - LESSON WELL LEARNED!

All thanks to my mum, she loaned me £1030.00 I have to pay her back £40 per month for 2 years I only pay back £960.00 I AM ETERNALLY GRATEFUL!!

Credit score currently 0!!! will rebuild eventually

ON TRACK FOR A MORTGAGE EVENTUALLY!!!!!

good old mum!

why not complete the statement of affairs calculator and have a proper look at your situation, we may be able to help too?

laurenjr

where do I find that?

I had a look at noodle as well turns out there is one more British one from that moron I was with.

amounting to £256 but its from 2009 I haven't heard anything in god knows how long!