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Mortgage offer received-OK to apply for personal loan?

ferry
ferry Posts: 2,017 Forumite
Part of the Furniture 500 Posts Name Dropper
in Mortgages & endowments
Just curious but now that our official mortgage offer has been issued are we ok to apply for a personal loan or could we jeopardise the agreement before it completes in Dec?

Thanks as usual
:j

Comments

  • ACG
    ACG Posts: 24,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    The lender may do another credit check on you, if they see it then it could affect your mortgage application.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • mrginge
    mrginge Posts: 4,843 Forumite
    Don't apply for any more credit until you have completed
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    edited 12 October 2013 at 11:49AM
    You should disclose any new credit to the mortgage lender.

    New lending is a very bad idea.
  • Senior_Paper_Monitor
    Senior_Paper_Monitor Posts: 2,918 Forumite
    Part of the Furniture Combo Breaker
    Do not even contemplate doing so - very high risk strategy
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Halifax checked us 3 days before completion
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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