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tiny, tiny steps forward gives big, big happies
its_maths_not_magic
Posts: 214 Forumite
For the first time in ages I feel so much better about my financial life.
. This week I have managed to save a bit, pay a bit of my debt (I have no interest on the debts I have, and I don't want to go anywhere near a credit card as I wouldnt trust myself with one so most extra money goes on debts but some left over for emergency fund) and the grocery shopping costs exactly what I expected. Well almost, I did sneak in two extra doughnuts.
More importantly, I've been keeping track of where it is all going and know to the penny what I have and where it is. It feels so much better than that sinking, terrified feeling of an avalanche of debt just waiting to topple on my head. Next job is to get my groceries down, for two people £50 is just too much. Im creating a grocery comparison list so I will know what is a good deal and what isn't. After that, heading over to grocery sections here to find out what smarter shoppers than I are doing.
More importantly, I've been keeping track of where it is all going and know to the penny what I have and where it is. It feels so much better than that sinking, terrified feeling of an avalanche of debt just waiting to topple on my head. Next job is to get my groceries down, for two people £50 is just too much. Im creating a grocery comparison list so I will know what is a good deal and what isn't. After that, heading over to grocery sections here to find out what smarter shoppers than I are doing.
Debt as of March 2018, £794 rent arrears £4273.7 debt, £900.70 in pay day loans, total £5968.40 :eek:. Total debt today £5968.40
Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.
Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.
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Can I just say I love your user name. Well done and good luck0
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Thanks : ), its to remind me that money can't be conjured up by the money fairy (athough Im pretty sure I used to think that way, lol).Debt as of March 2018, £794 rent arrears £4273.7 debt, £900.70 in pay day loans, total £5968.40 :eek:. Total debt today £5968.40
Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.0 -
Nice one, congrats!!
And I can't say often enough that a combination of using Aldi, Lidl and checking for Savvy Buys on mysupermarket.com (for the best deals from the major supermarkets) is THE way to get your grocery bill right down!
I've turned my finances around totally this year and a good percentage of my savings have been through finally understanding what is REALLY a good deal when buying groceries.
Aldi's stuff tastes as good and sometimes better than brands. If you have to have some branded stuff, wait until it is a "Savvy Buy" and stock up!
Best of luck to you!!0
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