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No more scampi n lemon nik naks - what does mortgage free mean to you?
michaels
Posts: 29,562 Forumite
A bit of light relief for Friday afternoon...
With a mortgage our food budget is limited, so we always buy whatever 'crisp type product' is on special. Sometimes it is multi-pack nik naks. No one in the family likes the scampi and lemon flavour ones but obviously we can't just throw them away having paid for them so I get to eat them even though they taste horrible.
When we are mortgage free we will have an extra 2k a month, obviously I can see how we could spend this 6 times over (more activities/tuition for the kids, holidays, swimming pool, shorter hours, etc) but the one thing I promise myself for sure, no more eating snacks I don't even like.
What small intentions do other MFWs have for the time once they are mortgage free?
With a mortgage our food budget is limited, so we always buy whatever 'crisp type product' is on special. Sometimes it is multi-pack nik naks. No one in the family likes the scampi and lemon flavour ones but obviously we can't just throw them away having paid for them so I get to eat them even though they taste horrible.
When we are mortgage free we will have an extra 2k a month, obviously I can see how we could spend this 6 times over (more activities/tuition for the kids, holidays, swimming pool, shorter hours, etc) but the one thing I promise myself for sure, no more eating snacks I don't even like.
What small intentions do other MFWs have for the time once they are mortgage free?
I think....
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Comments
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I will feed the birds in my garden. Used to do it but the cost of bird food is too prohibitive these days.MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0
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Hammer my pension saving so I can retire at 60 and be comfortable.
MFW 2015 #41 = £20,515/£20,515
MFW 2014 #41 = £26,100/£25,000
MFW 2013 #41 = £10,000/£10,000
Original MF date = May 2036 - MF achieved on 15 June 20150 -
I have a sneaky feeling that some of my frugal ways will take some shedding but I would like a newer car that doesn't look like a skip.Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
I will stop washing my own car and use the hand car wash instead. They do a much better job than I can.Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
I will stop selling everything on eBay and donate it to friends or charity instead. I hate ebaying!!Mortgage March 2011 £143,927.6
Mortgage Feb 2019 £78,323.180 -
Lovely idea for a thread
Personally I would like to : have an Indian takeaway every Friday,
Get my hair cut by a hairdresser
Buy Lloyd grossmans chilli tomato sauce instead of making my own!MFW 67 - Finally mortgage free! 💙😁0 -
Consider changing jobs to a less stressful/less well paid one, or keep on saving hard to retire and not have to worry about pensions; Or being able to save to buy a nicer house, but have a decent deposit to put down. You get the idea.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
I adore the scampi and lemon nik naks even though there was much jocularity over what they smelled like at school...
I would buy myself a horse and more land and not feel guilty.0 -
Naff off to Spain A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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i wouldnt change anything... but then i am not sacrificing anything to become mortgage free ... maybe that's why it is taking me so long .... hmmmmm0
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