Fri 11th Oct - What Small DFW Things Will You Be Doing Today??!

allydowd

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

allydowd

Morning DFW-Jedis, :wave:

It's freezing here today; I'll be keeping busy to keep warm. Hope everyone is well. Everyone is welcome to post on this thread. Please share your ideas with us!

The List:

Find out when last green bin collection of the season is so we don't miss it and have to drive garden waste to the coup/tip. Emailed council to ask again.

Check online banking. Done.

Perhaps buy a small bottle of alcohol between us. Didn't do this yesterday. Buy nothing else in the shop. Done

Check broadband allowance. Done

Do ironing to keep warm. Done

Check something about pensions if I can face it. Didn't do yesterday.

Chase missing eBay order, again. Done

Clean fridge to protect contents.

Wonder whether Financial Ombudsman will ever reply to complaint...

Job-seeking. Hope confirmation of job comes through soon.

Nuked half a cup of coffee when it went cold. Done

Enter ten Facebook competitions. Done

Use tv24 instead of buying a RadioTimes. (Link) Done

Freebies:

Free rust treatment sample. (Link)

Free Escada perfume sample. (Link)

Free printable Hallowe'en pumpkin stencils. (Link)

Free £10 ticket voucher at RedSpottedHanky this coming Monday for students with an "ac.uk" email address. (Link)

Free £5 to spend in Toby Carvery, no minimum spend. (Link)

Free Dylon Colour Catcher sample for red dye running into your white laundry. (Link)

Free Pregnacare Vitamins. 1000 samples. (Link)

Free Cafe Nerro coffee for doing a survey. (Link)

Offers:

Free cinema tickets for Virgin Media customers. (Link)

Christmas:

:rudolf: Get a letter from Santa for the price of a stamp. (Link)

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• Nectar Points, AdPoints, Search Toolbar ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Toluna ( Link )
  
• TopCashBack ( Link )

strandedinaber

My biggest one - remembering to return my library books on time before I get a fine! I'm terrible at that...

Also, leaving purse at home when I go to the library and just taking my library card. Should be a NSD for me today.

Good luck on the job seeking, allydowd!

MinnieMousesMummy

Morning everyone, Well today has got off to a very bad start, as I had an car accident on my way to college this morning, therefore I'm working from home as pretty shaken up (first accident in the 4.5 years that I have been driving).
Ally - Thanks for starting the thread off this morning

My list for today:

1. [STRIKE]Look out insurance docs for car[/STRIKE]
2. [STRIKE]Phone college to let them know that I won't be in[/STRIKE]
3. Look into a couple of accounts that I hope to earn money from
4. Do some studying
5. [STRIKE]Check banks and move money[/STRIKE]
6. [STRIKE]Phone tax credits reg letter[/STRIKE]
7. Email library to renew books
8. [STRIKE]Check postcode lottery & birthday bingo[/STRIKE]
9. [STRIKE]Spend an hour looking for freelance work[/STRIKE]
10. [STRIKE]Check Mr A Order - scan and put away[/STRIKE]

foxgloves

Morning all,
Today's small things:
*Meals as per meal plans.
*Post DVD back to 'Lovefilm' (Trying to get quicker turn-around time to maximise subscription). Done.
*Clean house using minimal products. Done.
*Finish knitting sleeve (Christmas present jumper).
*Share bath water. Done.
*Shawl on, but heating still off.
*Finish library book.
*Spend day working on project, which means definitely an NSD.
ally - Sorry to hear your partner's poorly. Hope she gets well soon.
Right, must have a very constructive day where I work on some bigger things & don't let myself get side-tracked into endless f*rting about with runner beans, pears, recycling odds & sods & getting kicked out of surveys. Can you detect the smell of determination today??
Cheers,
foxgloves x

ziggy2407

Good Morning My Lovelies

ally - Thanks for starting us off :A

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little listy (extremely boring and repititive - many apologies for this) :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS - Done
Check www.freepostcodelottery.com -
General Tidy up - Done
Brisk walk -
List more bits for sale - keep re-listing on FB/netmums/Freecycle
Bake -
Meals from stores -
Track all food - In progress
Shop with list -
Bath & pamper session -
Clear pots from garden & tidy patio (if its stops raining) -
Catch up on emails -
Surveys -
Nectar Adpoints -
Enter a few comps -
Knit - in progress
Read Book (from library) - in progress

Have a good day, love to you all.

C xx

ShootForTheMoon

Morning Lovely People!! Happy Friday! :j

Thanks for starting the thread Ally!
MMM - hope you're ok and have no injuries - a dent can be fixed easily - it's not the end of the world!
Perni - Thanks for the satay recipe - sounds pretty easy! Might give that a go next week - see if we can beat the Chinese restaurant version!!

So, apologies for being missing in action the last couple of days! Had a manic couple of days at work - but more overtime - so can't really complain!

So, today's list:

Cheapo porridge for breakfast

Pay compo cheque into savings - only £10 but every little helps!!

Pick up Egyptian currency in work car – not using my fuel!

Weed allotment and pick rocket for salad lunch

30 Day Shred DVD – free exercise at home

Make pea and mint soup & freeze!!

Heating staying off – but definitely hoodie weather here by the sea!! Brrr!

Lift share to work

Being bought dinner and coffee as a thank you by my lovely crewmate as I gave him a beanbag we didn’t need anymore for his new place – winner!

NSD here!

OH has in-service day at work, so free lunch provided by school

Think that's about it for now!!

Peace out xxx

sparklychar

Morning!

Day off, I love it :j

Just relaxing, got a few jobs done this morning, need to do some cleaning and washing so will try getting off my bum soon!

Today's list:

registered at dentist DONE!
chased up some uni stuff DONE!
booked a cheapy spa day from livingsocial for half term, £11 for 2 people yay! DONE!
booked some house repairs DONE!
cleaning
laundry at 30 degrees on the airer to dry DONE!
Adpoints DONE!
Competitions DONE!
couple of crowdology surveysDONE!
look into a blanket or something to make our bed warmer for winter...... any suggestions?!?!?!
check quidco surveys DONE!
got a few christmas presents and researched some others.... spreading out the purchases/cost DONE!
start some homemade birthday cards with things I have in the house already
Meal plan for the week. DONE!

Hope everyone has a good day!
MMM sorry to hear you've had an accident in the car, it happens to everyone, thankfully everyone's safe and you'll probably come out a better driver. I know I have when I've had a couple of bumps!
x

Pernicious

Hi everyone,

Thanks for starting us off Ally.
MMM - Hope you're ok.
SFTM - You're welcome, hope it turns out as nicely as my DH makes it!

Today's plan:-

• Making use of free water & samosa at work
• Food from stores, leftovers for lunch
• Dinner from meal plan - Smoked cod, veggies & a jacket potato
• Log calories & exercise on free apps
• Checked birthday bingo
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• DH hopefully doing a bit of overtime today
• Heating off, fleecey dressing gowns on instead
• Check freecycle
• Look at my options for the future & somehow get through the day again
• Go to second job this evening, driving not drinking, I still find it weird that I won't be doing this on Saturdays as well anymore, bring on a proper weekend!

Hope you're all ok & have a great MSE day x

its_maths_not_magic

Every little does really help - I'm squeezing every penny!

1. Not putting heaters on but more clothes . Its a far greener way of doing things. CHECK.
2. Used mysupermarket to get my shopping budget worked out. CHECK, it even came in under as Lidl isn't in ms. Still a work in progress.
3. Made sure I had breakfast to go yesterday to avoid "I have to do my shopping so its McDonalds for breakfast". CHECK.
4. Got my pooches food from a wholesale chicken factory. CHECK.
5. On here to keep my motivation high. CHECK.
6. Organised and kept track of any and all spending. CHECK.
7. Organised a cheap Friday night at home of movie watching. CHECK.

sparklychar

I'm also refusing to put the heating on!!!!