HTB MG - Will the rates be high?

kingstreet

A lot of people mistake my brevity for judgment on them, or a degree of coldness in how I come across on here. I like to inform, without judgment and with the minimum of opinion (most of the time!).

TBH I'm very different in real life and tend to waffle a bit, especially about football, when I get a client who supports Liverpool who lives in Redditch!

I thought it was only United fans who come from nowhere near Manchester and are all glory hunting OOTs (out of town) supporters...

Ryantymon

Talking to the business development manager of Halifax, they are expecting rates of around 5% for the 95% product.

Only time will tell to see if they get a little more competitive when other lenders come into the market around January time.

Thrugelmir

Typhoon2000 wrote: »

There are already 95% deals available before H2B. So these H2B deals either need to be easier to get or offer better rates for them to make any sense. I suspect they will be easier to get than regular 95% mortgages as there is less risk to the lender.

The aim is to encourage lenders to offer more funds at 95% (and above 80%) than they currently do. From a borrowers perspective there's no difference.

witchy1066

kingstreet wrote: »

A lot of people mistake my brevity for judgment on them, or a degree of coldness in how I come across on here. I like to inform, without judgment and with the minimum of opinion (most of the time!).

TBH I'm very different in real life and tend to waffle a bit, especially about football, when I get a client who supports Liverpool who lives in Redditch!

I thought it was only United fans who come from nowhere near Manchester and are all glory hunting OOTs (out of town) supporters...

Inform without judgement , I like that ,
its good to keep emotion out of it that is why you have gained respect

I may live in Wales but my heart belongs to Bolton Wanderers , bless um, and yes I am old enough to remember the glory days

no comments , from any one :rotfl: please :rotfl: remember this thread is a debate about a serious issue :rotfl:

kingstreet

witchy1066 wrote: »

my heart belongs to Bolton Wanderers

Oh, dear. My father in law (RIP) was one of the "Cheyenne Reds" who gave the Bolton contingent a bit of a rough ride through Salford 5 when they thought getting off the train at Victoria and a coach back to Bolton was a good idea after their FA Cup win in 1958... :eek: