We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Help with credit reports please?
DebDee
Posts: 5 Forumite
In our first steps to getting our heads out of the sand and sorting our finances I have signed up to check our credit files with experian and equifax. I did my husbands with equifax and mine with experian because equifax wanted me to send them ID. Do they hold different records meaning we should check both? Also there is DH old bank l9an on there which isn't paid but shows as settled, it hasn't been long enough for it to be written off/unenforceable.
Thanks in advance for any help. Just started thinking over the weekend about how it might be nice in the future to be able to buy a house so we need to get things fixed. We keep up to payments now but because of 2 periods of unemployment things look very messy on there.
Thanks in advance for any help. Just started thinking over the weekend about how it might be nice in the future to be able to buy a house so we need to get things fixed. We keep up to payments now but because of 2 periods of unemployment things look very messy on there.
0
Comments
-
Yes, there are 3 credit reference agencies (you have missed Call Credit) and not all lenders report to the same one so you do need to check all 3 in order to get a full picture.
0 -
Thankyou, will check the others too.0
-
You can check call credit for free via Noddle:beer:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards