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Help with Credit Card Debt

Hi all

This my first time posting onthis thread so not sure if this is the right place. I am not sure what is best to do. I have two Credit cards with total debt 7000!!:eek: I have been paying minimum payments.

I am unsure whether a balance transfer of the lowest debt will be best or to try aand do a credit shuffle to lowest % which s 16.9%.

Any sugegstions would be appreciated. Iam trying to get finances in order!!
Thanks

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Either would be an option, if it reduces your interest payments.

    Whether you can get a BT though will obviously depend on your credit file and income.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PINK78 wrote: »
    I have been paying minimum payments.

    Suggest you get over to the Debt Free Wannabe board. Juggling balances is no long term fix.
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