Friday, 4th October 2013 - What Small DFW Things Will You Do Today??

ShootForTheMoon

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

ShootForTheMoon

Morning Gang!! :wave:

So, it's silly o'clock in the morning and I am bored at work - thought I'd start our little thread off nice and early!!

Today's list goes something like:

Check online banking

Nectar Adpoints & Swagbucks

Enter some comps

Claim OT at work from this week & nag boss for more!

Use gym at work and shower here

Clean & freshen house with minimal products

Washing on economy & hang up to dry

B/L/D from stores & packed food for work

No spend day here!

SLEEP ready for another nightshift tonight!!


Think that's about it my lovelies! Have a fantastic day!

Shoot xxx

allydowd

Morning, :wave:

Thanks for the starter Shoot. Need to find some inspiration for today.

The List:

:staradmin Check online accounts. Done

:staradmin Read money news online. Done

:staradmin Sky have failed to respond to my written complaint about the dish that doesn't receive a signal. Take the matter up with the credit card company when I've ascertained which 'closed' credit card I paid on?! Ascertained which card it was. Too tired to call today.

:staradmin Watch last free trial subscription DVD. Done

:staradmin Backup Finances Spreadsheet. Can't afford to lose it. Done

:staradmin Burn some photos to CD (from stores) instead of printing them. Haven't printed any for months! Done

:staradmin Run maintenance software on laptop after a couple of failed start-ups. (Disk Cleanup and Defrag.) Please don't die little machine. Done

:staradmin Read up on cheap printer I saw in Curry's yesterday. Done. Purchased one elsewhere for £25 and setup to work with home machines.

Freebies:

:staradmin Free Carefree sample. (Link)

:staradmin Free Organic Herbs sample. (Link)

:staradmin Free Open Uni/BBC Seasons poster. (Link)

:staradmin Free Goodfella's pizza via Facebook. (Link) Run out for today. Available again tomorrow.

Offers:

:staradmin Buy the November issue of Glamour in WH Smith for £2, get an Eyeko London skinny mini liquid eyeliner. (Link)

:staradmin Choice of 99 e-Books at Sainsbury's at 99p each. Doesn't work with Kindle? Includes Game of Thrones titles. (Link)

:staradmin Curry's clearance sale. (Link)

determined_new_ms

Morning SFTH & alley :wave: Thanks for starting us off SFTM

hurrah to Friday :j I'm procrastinating when I should be getting ready! Opps will have to push back a meeting I have by 1/2 hour oh well it is Friday!

Things for today:

* checked banking
* did VSP will update sig
* make a shopping list and nip into Aldi on my way from meeting. STICK TO LIST!
* dinner is left over slow cooked beef in a mustard sauce mmmmm
* lunch is leftover hummus and pita bread left by my BFF when she came for lunch on Wednesday
* take note of mileage and submit expenses
* work hard and get through some bits
* Washing to dry on dryer
* post ebay item


Gosh my lists are so miniscule these days! If I manage anything esle throughout the day I'll update!

Have a great day everyone x

HopefulMama

Hiya, I'm a newbie

Hoping for the following today:

BLD from stores
Sell my five items on eBay (which I've relisted three times!)
Couple of wash loads on economy

Um, can't think of what else, I've not had a coffee yet!

jedsonack2

Thanks Shoot,

* Start Preparations for the Weekend.

MrDebtWarrior

Good morning everyone!

My big aim today is to have my 5th NSD in a row!!

Also;

★ Check Banks - Done
★ Take lunch to work - Done
★ Drink free tea and water in work - Done
★ Begin new expenses claim in work to submit on Monday - Didn't Do
★ Dinner from my cupboards - Done




Have a great day everyone, I'm overjoyed is Friday.

bt1

Morning! Frrrriday!!!! :j:beer:

List for today:

• Checked bank and updated app
• Got lunch from home
• Stay in at lunch
• NSD
• Survive through work
• Leave on time
• Put wash on 30 and hang up to dry
• Tidy about
• Dinner from plan - chicken
• Squeeze in a lecture if I have time

ziggy2407

Good Morning My Lovelies

SFTM - Thanks for starting us off :A
ally - Thanks for the list - amazing as always (am tyring to get a poster but having trouble getting it to accept my address so will keep trying)

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little listy :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS - Done
Check www.freepostcodelottery.com - Done
General Tidy up - Done
Declutter - few bits ready to be outed
List more bits for sale - keep re-listing on FB
Meals from stores - mainly
Track all food - In progress
Install printer on manin computer - Done
Filing & Shredding - Done
Finish tidying and re-arranging attic - in progress
Investigate new TV (ours just went bang!) - bought the one we could afford (as opposed to the one we'd like) from Argos to get halifax cashback
Take DS & his friend to McD's for a treat (been so long since he had one) - Done
Catch up on emails -
Surveys -
Nectar Adpoints -
Enter a few comps - Done a few
Knit - in progress
Read Book (from stash) - in progress

Have a good day, love to you all.

C xx

foxgloves

Hi Friday Money Savers,
Ooh, wish I'd done some washing overnight to peg out, as after a dark dull start, the sun has suddenly come out & it's breezy & bright.
Today's small money-saving things:
*Clean entire house using minimal products (I mostly still just use my annual bottle of Stardrops diluted in a spray bottle).
*Cover cat's expensive 'special diet' food when I'm not in the kitchen.....robbing neighbourhood cat back on the scene. Don't know who he is but he can eat his bodyweight in cat biscuits that don't belong to him!
*Ordered nephew's Christmas present from John Lewis. It was a better price than the Lego website, plus I could use a voucher I had, to knock another £5 off, & get click & collect to local Waitrose to avoid p&p costs.
*Do meal plans for next week, & provisionally for rest of October.
*Write shopping list for grocery shopping tomorrow. £50 a week budgeted for Oct.
*Do a couple of surveys.
*Round up all the windfall pears.
*Find pear chutney recipe to use up smaller/bashed ones.
*Pick remaining baby aubergines & basil to use in tonight's pasta.
*Go through latest Avon catalogue to find cheap mascara (Money saving convert or not, I don't even hang the washing out without it!)
*Do some more research on this strange letter we've received from the Land Registry about rights to minerals, etc, under our house. Lots of these have been sent out to villages in this locality. Am willing to bet it's the thought of any potential fracking rights that has prompted it. Questions I want to look at: If I contest it, will this cost me money? What happens if somebody asserts their rights to minerals under our street? How does this work in conjunction with our property being 'freehold'. Despite having 3 degrees between us, we are both having to unpick this letter line by line to extrude any semblance of meaning! The instruction to 'seek legal advice' if we don't understand it just even smells expensive......
Oh well, that's me for today.
Keep your hands on your pennies. They're hard earned & easily lost.
Cheers,
foxgloves x

MrDebtWarrior

NSD slightly off track - bought a can of juice in work for 75p

I'll let myself off as I've not spent a penny all week :rotfl: