To work or not to work...?

macbabypam

good for you DH70. It's nice to hear that things go well sometimes.

Best of luck for your new job

dettelibre

dh70 well said

to all those mr and mrs perfects would you start a 3 year IPA and pay potential tens of thousands or sit tight for a year and start a fresh without the IPA, yes I thought so too, the OP determined their own best course of action (based purely on a financial decision) and has proven to be totally correct in their outcome.

as for morals forget it, how moral are banks and debt collection agencies ringing numerous times daily and writing horrible letters, fact is all the debt for all the bankrupts ever on this board is mere microscopic fraction in relation to the debt of the banks. Pay an IPA or not makes no difference
to their balance sheet. A bit like comparing the Earth to the rest of the universe

All the best to you dh70, BTW you are lucky, I Was BK in June in the same situation as you and have not heard a thing from OR

DH70

dettelibre wrote: »

All the best to you dh70, BTW you are lucky, I Was BK in June in the same situation as you and have not heard a thing from OR

Fingers crossed for you. Can't believe my luck.

longtermplanner

best of luck with the new job and rebuilding your financial life.