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Need advice on where to raise credit
Comments
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Your logic about repaying loans escapes me. You were in debt, so you made a very laudable effort to reduce it to zero. This then left you short of cash to live on, so you now want to borrow more money. Weird!!!I can afford anything that I want.
Just so long as I don't want much.0 -
Is it a buy to let mortgage or a residential with consent to let? Buy to let are usually interest only for tax purposes. I have to say your "mortgage advisor" sounds a bit iffyLife is not the way it’s supposed to be. It’s the way it is. The way you cope with it is what makes the difference.0
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If you list your outgoings on here i can give you some great tips on greatly reducing them. Not all are as essential as you think.0
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Hi,
Yeah the logic is that there was no logic to my decisions. I've decided to put it back on the credit card and try again to work that down to nil, I can pay off about £300 extra per month, so I'll hopefully have it halfway down by Jan if I stretch. I guess I broke the surface of being debt free for about a week but I need to make a sustainable choice and work it off for real this time
Thanks for all your advice - it's really helped me think I wasn't thinking correctly.0 -
Well at least you'll have saved a bit of interest this month.0
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