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Help! Desperate please- Marshall Hoares
Helpmiffedoff
Posts: 1 Newbie
Hi,
I'm very sorry if I'm not posting this in the right place but I'm in desperate need Of some help please?
Back in 2011 my husband took out a payday loan with Toothfairy Finance, paid some but not all back so we ended up with what we thought was a bailiff turn up at our door! We agreed with him to pay the debt off over a couple of months. We paid when we were supposed to, cash as he'd turn up at our door the same day my husband got paid. He was always nice, said he used to be in the army himself (my husband is a serving soldier) and said he'd help us get it sorted. My husband had a certain amount of trust with the guy seeing as he once used to be a soldier too. Anyway we paid the last payment off January 2012 and he gave us a piece of paper confirming that the debt had been cleared, for the life off I can not find that piece of paper now though). I have just been sorting through my husbands emails as he's been away on tour of duty so there's lots to sort out & I've noticed that Marshall Hoares have been emailing him telling him that they are owed over £4000 and all the late payment charges he's incurred! Alarm bells are ringing as the guy we gave money to- Mr Paul Walker obviously hasn't told them we have paid it off and I can't find the piece of paper that says it's paid! I'm really not sure what to do, all I remember is Mr Walker telling us to ignore all further correspondence from them and that there was nothing else that needed to be done! I know if I contact them then it'll get worse & they'll harass us even more! I'm 39 weeks pregnant so really don't need the stress right now but it needs sorting as we're not paying them anymore money when we cleared it! They don't have our new address (Mr Walker also told us not to give them it) but they have said they will be doing door atop visits, looking back they've said the same thing on emails for months!!!
Has anyone else had anything similar happen or know possibly what I could do to get rid of them? I no longer have Mr Walkers contact details!
I'm very sorry if I'm not posting this in the right place but I'm in desperate need Of some help please?
Back in 2011 my husband took out a payday loan with Toothfairy Finance, paid some but not all back so we ended up with what we thought was a bailiff turn up at our door! We agreed with him to pay the debt off over a couple of months. We paid when we were supposed to, cash as he'd turn up at our door the same day my husband got paid. He was always nice, said he used to be in the army himself (my husband is a serving soldier) and said he'd help us get it sorted. My husband had a certain amount of trust with the guy seeing as he once used to be a soldier too. Anyway we paid the last payment off January 2012 and he gave us a piece of paper confirming that the debt had been cleared, for the life off I can not find that piece of paper now though). I have just been sorting through my husbands emails as he's been away on tour of duty so there's lots to sort out & I've noticed that Marshall Hoares have been emailing him telling him that they are owed over £4000 and all the late payment charges he's incurred! Alarm bells are ringing as the guy we gave money to- Mr Paul Walker obviously hasn't told them we have paid it off and I can't find the piece of paper that says it's paid! I'm really not sure what to do, all I remember is Mr Walker telling us to ignore all further correspondence from them and that there was nothing else that needed to be done! I know if I contact them then it'll get worse & they'll harass us even more! I'm 39 weeks pregnant so really don't need the stress right now but it needs sorting as we're not paying them anymore money when we cleared it! They don't have our new address (Mr Walker also told us not to give them it) but they have said they will be doing door atop visits, looking back they've said the same thing on emails for months!!!
Has anyone else had anything similar happen or know possibly what I could do to get rid of them? I no longer have Mr Walkers contact details!
0
Comments
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It sounds as if you have been scammed. However I doubt if they really will send anyone round, in my experience (admittedly not with Payday loans but with other debt collectors) they never actually do send anyone round. You are not obliged to let them in even if they do call.0
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