We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Income tax

HI All

What a brilliant website/forum

Could anyone please answer the following questions for me?

I have recently bought an end terraced 2 bed house for £145,000 (11may 07)

I have gained planning permission to convert into 2 1bed flats. I have been told by an estate agent that i could sell each flat for £110,000.

Obviously this would be a profit of £65,000. As from 11 June I have put tenants in the house to cover my interest only mortgage. My deposit was £25000 if this helps.

What are the CGT,Income Tax and NI restrictions etc on this? Do I have to live in the house for a certain time to avoid cgt? Is this a business?

Could anyone give me some sums so I can understand the workings out and perhaps a final figure (regarding tax) on the above.


Richy
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.