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FTB Seeking Advice
rcooper
Posts: 2 Newbie
Hi there,
My husband and I are first time buyers who are seeking advice on the best way of securing a mortgage.
We have a £25k deposit, and joint incomes (not self-employed) of approximately £70k. We have both been in our current jobs for 5+ years and have no outstanding debt. Our circumstances are probably fairly straightforward, but we are keen to seek advice as we know very little about the mortgage market. Is it advisable to speak to a mortgage broker?
Many thanks in advance.
My husband and I are first time buyers who are seeking advice on the best way of securing a mortgage.
We have a £25k deposit, and joint incomes (not self-employed) of approximately £70k. We have both been in our current jobs for 5+ years and have no outstanding debt. Our circumstances are probably fairly straightforward, but we are keen to seek advice as we know very little about the mortgage market. Is it advisable to speak to a mortgage broker?
Many thanks in advance.
0
Comments
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If your looking for advice then yes a broker is the best bet.
I would say avoid estate agent based brokers.
But to be honest, you sound like you have nothing complicated to worry about so it should be straight forward enough.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks so much- very helpful and reassuring.0
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May I suggest looking online? You can find lots of info and deals around. If things are as straightforward as they sound, trawl the high street lenders to see what's on offer.
That way you'll have lots of info when you sit down with a broker.
Best of luck.Tough times never last longer than tough people.0 -
Lots of info you don't understandI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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