A sad situation

Teepdhink

In the early part of 2013 my relationship with my partner of 8 years ended. We have a house together which we are going to rent out this month as neither of use are living their anymore.

I owe £1,700 on my overdraft and another £1,500 on a credit card 0%. We also have a loan for the house and a mortgage but I'll not include that as that is taken care of.

I'm struggling making a dent on my two personal debts as my spending hasn't really altered. I'm just posting on here to try to give me some motivation so I can pay them off and move on with my life.

It's taken me 5 months to be able to get the house in a state that is ready to rent. Saving whilst still going through heart break isn't the best.

I managed to pay off £300 off the credit card this month, but its going to be a skint month.

Matt

determined_new_ms

Hi Matt

Sorry to hear of your troubles. Really is rough going through a break up. Why don't you post your soa and we can see if there's anyway you can cut back x

ValHaller

Teepdhink wrote: »

I managed to pay off £300 off the credit card this month, but its going to be a skint month.

Why are you paying down your credit card at 0% when you have an overdraft? The first one to clear is the overdraft, because you are paying money on that.